Peoples Bancorp of North Carolina's quarterly market cap
increased
from Sep. 2025 ($162.77 Mil) to Dec. 2025 ($192.19 Mil) and
increased
from Dec. 2025 ($192.19 Mil) to Mar. 2026 ($207.94 Mil).
Peoples Bancorp of North Carolina's annual market cap
declined
from Dec. 2023 ($166.18 Mil) to Dec. 2024 ($165.59 Mil) but then
increased
from Dec. 2024 ($165.59 Mil) to Dec. 2025 ($192.19 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Peoples Bancorp of North Carolina's Enterprise Value for Today is $178.54 Mil.
Peoples Bancorp of North Carolina (NAS:PEBK) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Peoples Bancorp of North Carolina Market Cap Related Terms
Peoples Bancorp of North Carolina Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp of North Carolina Market Cap Chart
For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp of North Carolina Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Market Cap distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp of North Carolina's Market Cap falls into.
Peoples Bancorp of North Carolina Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp of North Carolina (PEBK) has a Market Cap of $220.89 Mil as of Jul. 12, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Peoples Bancorp of North Carolina and its competitors. According to the industry distribution chart, Peoples Bancorp of North Carolina ranks #1052 out of 1548 companies in the Banks industry, placing it in the top 68%.
Is Peoples Bancorp of North Carolina's Market Cap too high?
Peoples Bancorp of North Carolina's current Market Cap is $220.89 Mil. The Banks industry median Market Cap is 715.91. Peoples Bancorp of North Carolina's value of $220.89 Mil is 69.1% below this industry median. Based on the distribution chart, Peoples Bancorp of North Carolina ranks #1052 out of 1548 companies in the Banks industry, which is below the industry midpoint. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's Market Cap compare to FFMH and OPBK?
According to the Banks industry distribution chart, Peoples Bancorp of North Carolina ranks #1052 out of 1548 companies for Market Cap. This places Peoples Bancorp of North Carolina in the lower half of its industry. The industry median Market Cap is 715.91. Peoples Bancorp of North Carolina's value of $220.89 Mil is 69.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 715.91, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp of North Carolina's current Market Cap of $220.89 Mil is 69.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Peoples Bancorp of North Carolina and its competitors. For the Banks industry, the median Market Cap is 715.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp of North Carolina's current Market Cap is $220.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.75, compared to a current price of $41.60 — trading 31% above its estimated fair value. The current Market Cap is $220.89 Mil and 69.1% below the Banks industry median of 715.91. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current Market Cap is $220.89 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued.
The current stock price of $41.60 is trading 31% above its estimated GF Value™ of $31.75.
GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.
Key valuation signals for PEBK:
Market Cap: $220.89 Mil
GF Value™: $31.75 vs. price of $41.60 (31% above fair value)
Industry Position: 69.1% below the Banks median (#1052 of 1548)
No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp of North Carolina Business Description
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score
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