Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) GF Value : $31.43 (As of May. 01, 2024)

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What is Peoples Bancorp of North Carolina GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-05-01), Peoples Bancorp of North Carolina's share price is $29.09. Peoples Bancorp of North Carolina's GF Value is $31.43. Therefore, Peoples Bancorp of North Carolina's Price-to-GF-Value for today is 0.93.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Peoples Bancorp of North Carolina is Fairly Valued.

Peoples Bancorp of North Carolina (NAS:PEBK) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Peoples Bancorp of North Carolina's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	29.09	/	31.43
	=	0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina GF Value Related Terms

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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Bancorp of North Carolina Inc (NAS:PEBK) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

518 West C Street, Newton, NC, USA, 28658

Website

https://www.peoplesbanknc.com

Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.

Executives

James S Abernethy	director
Douglas S Howard	director	518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr	director
Benjamin I Zachary	director	P O BOX 467, NEWTON NC 286580467
Lance A Sellers	officer: EVP and Chief Credit Officer
William D Cable	officer: EVP and COO	P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner	officer: EVP, Chief Credit Officer	PO BOX 467, NEWTON NC 28658
James Owen Perry	officer: EVP Chief Retail Banking Offcr	PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks	director, officer: Chief Banking Support Officer	PO BOX 467, NEWTON NC 28658
Christine S Abernethy	10 percent owner	518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy	director, officer: Chairman	P O BOX 467, NEWTON NC 286580467
A Joseph Lampron	officer: EVP & CFO	P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper	officer: EVP/Chief Financial Officer	518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr	director	2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry	director	218 SOUTH MAIN STREET, NEWTON NC 28658