PEBK (Peoples Bancorp of North Carolina) Equity-to-Asset : 0.08 (As of Sep. 2024)

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What is Peoples Bancorp of North Carolina Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Peoples Bancorp of North Carolina's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $136.28 Mil. Peoples Bancorp of North Carolina's Total Assets for the quarter that ended in Sep. 2024 was $1,661.65 Mil. Therefore, Peoples Bancorp of North Carolina's Equity to Asset Ratio for the quarter that ended in Sep. 2024 was 0.08.

The historical rank and industry rank for Peoples Bancorp of North Carolina's Equity-to-Asset or its related term are showing as below:

PEBK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.1 Max: 0.12
Current: 0.08

During the past 13 years, the highest Equity to Asset Ratio of Peoples Bancorp of North Carolina was 0.12. The lowest was 0.06. And the median was 0.10.

PEBK's Equity-to-Asset is ranked worse than
63.09% of 1536 companies
in the Banks industry
Industry Median: 0.1 vs PEBK: 0.08

Peoples Bancorp of North Carolina Equity-to-Asset Historical Data

The historical data trend for Peoples Bancorp of North Carolina's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp of North Carolina Equity-to-Asset Chart

Peoples Bancorp of North Carolina Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Equity-to-Asset

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0.12

0.10

0.09

0.07

Peoples Bancorp of North Carolina Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Equity-to-Asset	Get a 7-Day Free Trial															0.07	0.07	0.07	0.08	0.08

Competitive Comparison of Peoples Bancorp of North Carolina's Equity-to-Asset

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Bancorp of North Carolina's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's Equity-to-Asset falls into.

Peoples Bancorp of North Carolina Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Peoples Bancorp of North Carolina's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	121.016	/	1635.91
	=	0.07

Peoples Bancorp of North Carolina's Equity to Asset Ratio for the quarter that ended in Sep. 2024 is calculated as

Equity to Asset (Q: Sep. 2024 )	=	Total Stockholders Equity	/	Total Assets
	=	136.282	/	1661.65
	=	0.08

Peoples Bancorp of North Carolina (NAS:PEBK) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

Peoples Bancorp of North Carolina Equity-to-Asset Related Terms

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Peoples Bancorp of North Carolina Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Bancorp of North Carolina Inc (NAS:PEBK) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

518 West C Street, Newton, NC, USA, 28658

Website

https://www.peoplesbanknc.com

Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.

Executives

James S Abernethy	director
Kim Boyd-leaks	director, officer: Chief Banking Support Officer	PO BOX 467, NEWTON NC 28658
Douglas S Howard	director	518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr	director
Benjamin I Zachary	director	P O BOX 467, NEWTON NC 286580467
Lance A Sellers	officer: EVP and Chief Credit Officer
William D Cable	officer: EVP and COO	P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner	officer: EVP, Chief Credit Officer	PO BOX 467, NEWTON NC 28658
James Owen Perry	officer: EVP Chief Retail Banking Offcr	PO BOX 467, NEWTON NC 28658
Christine S Abernethy	10 percent owner	518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy	director, officer: Chairman	P O BOX 467, NEWTON NC 286580467
A Joseph Lampron	officer: EVP & CFO	P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper	officer: EVP/Chief Financial Officer	518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr	director	2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry	director	218 SOUTH MAIN STREET, NEWTON NC 28658