Philippine Business Bank engages in the business of thrift banking. It provides banking and financial services. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.89
Equity-to-Asset	0.12
Debt-to-Equity	0.3
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.43	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-4.3
	3-Year EPS without NRI Growth Rate	14
	3-Year FCF Growth Rate	36.7
	3-Year Book Growth Rate	1

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	18.73
	9-Day RSI	35.64
	14-Day RSI	43.12
	6-1 Month Momentum %	6.02
	12-1 Month Momentum %	14.58

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.02
	Dividend Payout Ratio	0.13
	Forward Dividend Yield %	4.02
	5-Year Yield-on-Cost %	4.02
	3-Year Average Share Buyback Ratio	-8.3
	Shareholder Yield %	-49.74

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	24.64
	FCF Margin %	-19.66
	ROE %	10.92
	ROA %	1.3
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	3.3
	PE Ratio without NRI	3.3
	Shiller PE Ratio	5.42
	PEG Ratio	0.69
	PS Ratio	0.93
	PB Ratio	0.41
	Price-to-Tangible-Book	0.42
	EV-to-Revenue	0.41
	EV-to-FCF	-2.16
	Price-to-Projected-FCF	0.16
	Price-to-DCF (Earnings Based)	0.22
	Price-to-Median-PS-Value	0.47
	Price-to-Graham-Number	0.25
	FCF Yield %	-20.44
	Forward Rate of Return (Yacktman) %	41.05

Financials

Annual Quarterly TTM

PHS:PBB's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Philippine Business Bank Executives

Details

GF Value: ₱9.05

PHS:PBB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with PBB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₱)	7,401.942
	EPS (TTM) (₱)	2.633
	Beta	0.87
	Volatility %	31.11
	14-Day RSI	43.12
	14-Day ATR (₱)	0.052895
	20-Day SMA (₱)	8.78
	12-1 Month Momentum %	14.58
	52-Week Range (₱)	6.9 - 9
	Shares Outstanding (Mil)	818.75

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Philippine Business Bank Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Philippine Business Bank Stock Events

Financials Calendars

	Event	Date	Price(₱)
No Event Data

Philippine Business Bank Frequently Asked Questions

What is Philippine Business Bank(PHS:PBB)'s stock price today?

The current price of PHS:PBB is ₱8.70. The 52 week high of PHS:PBB is ₱9.00 and 52 week low is ₱6.90.

When is next earnings date of Philippine Business Bank(PHS:PBB)?

The next earnings date of Philippine Business Bank(PHS:PBB) is .

Does Philippine Business Bank(PHS:PBB) pay dividends? If so, how much?

The Dividend Yield % of Philippine Business Bank(PHS:PBB) is 4.02% (As of Today), Highest Dividend Payout Ratio of Philippine Business Bank(PHS:PBB) was 0.16. The lowest was 0.13. And the median was 0.16. The Forward Dividend Yield % of Philippine Business Bank(PHS:PBB) is 4.02%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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