Philippine Business BankPHS:PBB +0.29%63 PS Ratio is 0.73 as of Jun. 28, 2026, which is 30% below its 10-year median of 1.05. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.69 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,519 Banks companies, Philippine Business Bank ranks better than 95.13% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Philippine Business Bank's share price is ₱7.02.
Philippine Business Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₱9.65. Hence, Philippine Business Bank's PS Ratio for today is 0.73.
Good Sign:
Philippine Business Bank stock PS Ratio (=0.73) is close to 10-year low of 0.71.
The historical rank and industry rank for Philippine Business Bank's PS Ratio or its related term are showing as below:
PHS:PBB'
s PS Ratio Range Over the Past 10 Years
Min: 0.71 Med: 1.05 Max: 2.77
Current: 0.73
During the past 13 years, Philippine Business Bank's highest PS Ratio was 2.77. The lowest was 0.71. And the median was 1.05.
PHS:PBB's PS Ratio is ranked better than 95.13% of 1519
companies
in the Banks industry
Industry Median: 2.98
vs PHS:PBB: 0.73
During the past 12 months, the average Revenue per Share Growth Rate of Philippine Business Bank was 3.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -0.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.00% per year.
During the past 13 years, Philippine Business Bank's highest 3-Year average Revenue per Share Growth Rate was 25.60% per year. The lowest was -74.50% per year. And the median was 4.60% per year.
Back to Basics: PS Ratio
Philippine Business Bank (PHS:PBB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Business Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Business Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Business Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Philippine Business Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Philippine Business Bank's Share Price of today is ₱7.02. Philippine Business Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱9.65.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Philippine Business Bank (PHS:PBB) has a PS Ratio of 0.73 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Philippine Business Bank and its competitors. This is 30% below median its historical median of 1.05. Over the past decade, Philippine Business Bank's PS Ratio has ranged from 0.71 to 2.77. According to the industry distribution chart, Philippine Business Bank ranks #74 out of 1519 companies in the Banks industry, placing it in the top 4.9%.
Is Philippine Business Bank's PS Ratio too high?
Philippine Business Bank's current PS Ratio of 0.73 is 30% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 2.77. The Banks industry median PS Ratio is 2.98. Philippine Business Bank's value of 0.73 is 75.5% below this industry median. Based on the distribution chart, Philippine Business Bank ranks #74 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #74 out of 1519 companies for PS Ratio. This places Philippine Business Bank in the top 5% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Philippine Business Bank's value of 0.73 is 75.5% below this benchmark. Historically, Philippine Business Bank's own PS Ratio has ranged from 0.71 to 2.77 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 2.98, Philippine Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Business Bank's current PS Ratio of 0.73 is 75.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Philippine Business Bank and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Business Bank's current PS Ratio is 0.73, which is 30% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.69, compared to a current price of ₱7.02 — trading 19.2% below its estimated fair value. The current PS Ratio is 0.73, which is 30% below median its 10-year median of 1.05 and 75.5% below the Banks industry median of 2.98. Philippine Business Bank's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current PS Ratio is 0.73 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued.
The current stock price of ₱7.02 is trading 19.2% below its estimated GF Value™ of ₱8.69.
GuruFocus considers Philippine Business Bank to be Modestly Undervalued.
Key valuation signals for PHS:PBB:
PS Ratio: 0.73 (30% below median its 10-year median of 1.05)
GF Value™: ₱8.69 vs. price of ₱7.02 (19.2% below fair value)
Industry Position: 75.5% below the Banks median (#74 of 1519)
No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score
Get the complete analysis for PHS:PBB
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:PBB has been successfully added to your 
