EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Philippine Business Bank's Enterprise Value is ₱517 Mil.
Philippine Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-4 Mil. Therefore, Philippine Business Bank's EV-to-FCF for today is -135.17.
The historical rank and industry rank for Philippine Business Bank's EV-to-FCF or its related term are showing as below:
PHS:PBB'
s EV-to-FCF Range Over the Past 10 Years
Min: -210.03 Med: -0.31 Max: 11.94
Current: -162.98
During the past 13 years, the highest EV-to-FCF of Philippine Business Bank was 11.94. The lowest was -210.03. And the median was -0.31.
PHS:PBB's EV-to-FCF is ranked worse than 100% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs PHS:PBB: -162.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippine Business Bank (PHS:PBB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippine Business Bank's PE Ratio (TTM) for today is calculated as:
Philippine Business Bank's share price for today is ₱7.06.
Philippine Business Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱1.860.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Philippine Business Bank EV-to-FCF Related Terms
Philippine Business Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Business Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Business Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Business Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Philippine Business Bank's EV-to-FCF falls into.
Philippine Business Bank's current Enterprise Value is ₱517 Mil.
Philippine Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Business Bank (PHS:PBB) has a EV-to-FCF of -135.17 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Philippine Business Bank and its competitors. According to the industry distribution chart, Philippine Business Bank ranks #999999 out of 1191 companies in the Banks industry.
Is Philippine Business Bank's EV-to-FCF too high?
Philippine Business Bank's current EV-to-FCF is -135.17. Based on the distribution chart, Philippine Business Bank ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #999999 out of 1191 companies for EV-to-FCF. This places Philippine Business Bank in the lower half of its industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Philippine Business Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Business Bank's current EV-to-FCF is -135.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.68, compared to a current price of ₱7.06 — trading 18.7% below its estimated fair value. The current EV-to-FCF is -135.17. Philippine Business Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current EV-to-FCF is -135.17 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued.
The current stock price of ₱7.06 is trading 18.7% below its estimated GF Value™ of ₱8.68.
GuruFocus considers Philippine Business Bank to be Modestly Undervalued.
Key valuation signals for PHS:PBB:
EV-to-FCF: -135.17
GF Value™: ₱8.68 vs. price of ₱7.06 (18.7% below fair value)
No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score
Get the complete analysis for PHS:PBB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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