Philippine Business Bank (PHS:PBB) Growth Rank: 3 (As of Jul. 18, 2026) — 50% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PBB Philippine Business Bank PHS:PBB
63 GF Score
Price ₱7.02
GF Value ₱8.70
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Philippine Business Bank Growth Rank?

Philippine Business Bank PHS:PBB -0.85% 63 Growth Rank is 3 as of Jul. 18, 2026, which is 50% above its 10-year median of 2.00. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.70 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Philippine Business Bank has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Philippine Business Bank Growth Rank Related Terms

PHS:PBB vs PNC, USB: Growth Rank Comparison

For the Banks - Regional subindustry, Philippine Business Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine Business Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Business Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Philippine Business Bank's Growth Rank falls into.


PHS:PBB
63GF Score
Philippine Business Bank PHS:PBB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Philippine Business Bank (PHS:PBB) has a Growth Rank of 3 as of Jul. 18, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Philippine Business Bank and its competitors. This is 50% above median its historical median of 2.00. Over the past decade, Philippine Business Bank's Growth Rank has ranged from 1.00 to 6.00.
Is Philippine Business Bank's Growth Rank too high?
Philippine Business Bank's current Growth Rank of 3 is 50% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's Growth Rank compare to PNC and USB?
Philippine Business Bank's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Philippine Business Bank's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Philippine Business Bank and its competitors. Philippine Business Bank's current Growth Rank is 3, which is 50% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.70, compared to a current price of ₱7.02 — trading 19.3% below its estimated fair value. The current Growth Rank is 3, which is 50% above median its 10-year median of 2.00. Philippine Business Bank's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current Growth Rank is 3 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱7.02 is trading 19.3% below its estimated GF Value™ of ₱8.70. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

  • Growth Rank: 3 (50% above median its 10-year median of 2.00)
  • GF Value™: ₱8.70 vs. price of ₱7.02 (19.3% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Business Bank Business Description

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score

Get the complete analysis for PHS:PBB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.02
Price
₱8.70
GF Value