Philippine Business BankPHS:PBB -1.53%63 Median PS Value is ₱10.12 as of Jun. 24, 2026, which is 100% below its 10-year median of 0.51. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.68 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,043 Banks companies, Philippine Business Bank ranks better than 88.88% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Philippine Business Bank's Median PS Value or its related term are showing as below:
PHS:PBB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.4 Med: 0.51 Max: 0.83
Current: 0.7
During the past 13 years, the highest Price to Median PS Value of Philippine Business Bank was 0.83. The lowest was 0.40. And the median was 0.51.
PHS:PBB's Price-to-Median-PS-Value is ranked better than 88.88% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs PHS:PBB: 0.70
Philippine Business Bank (PHS:PBB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Philippine Business Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
7.06
/
10.12
=
0.70
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Business Bank Median PS Value Related Terms
Philippine Business Bank Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Business Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Business Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Business Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Philippine Business Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.0487.
Philippine Business Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱9.65.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Business Bank (PHS:PBB) has a Median PS Value of ₱10.12 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Business Bank and its competitors. This is 1884% above median its historical median of 0.51. Over the past decade, Philippine Business Bank's Median PS Value has ranged from 0.40 to 0.83. According to the industry distribution chart, Philippine Business Bank ranks #116 out of 1043 companies in the Banks industry, placing it in the top 11.1%.
Is Philippine Business Bank's Median PS Value too high?
Philippine Business Bank's current Median PS Value of ₱10.12 is 1884% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.83. Based on the distribution chart, Philippine Business Bank ranks #116 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #116 out of 1043 companies for Median PS Value. This places Philippine Business Bank in the top 11% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.09. Historically, Philippine Business Bank's own Median PS Value has ranged from 0.40 to 0.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Business Bank and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Business Bank's current Median PS Value is ₱10.12, which is 1884% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.68, compared to a current price of ₱7.06 — trading 18.7% below its estimated fair value. The current Median PS Value is ₱10.12, which is 1884% above median its 10-year median of 0.51. Philippine Business Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current Median PS Value is ₱10.12 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued.
The current stock price of ₱7.06 is trading 18.7% below its estimated GF Value™ of ₱8.68.
GuruFocus considers Philippine Business Bank to be Modestly Undervalued.
Key valuation signals for PHS:PBB:
Median PS Value: ₱10.12 (1884% above median its 10-year median of 0.51)
GF Value™: ₱8.68 vs. price of ₱7.06 (18.7% below fair value)
No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score
Get the complete analysis for PHS:PBB
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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