Philippinevings Bank (PHS:PSB) Shiller PE Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PSB Philippine Savings Bank PHS:PSB
59 GF Score
Price ₱52.00
GF Value ₱58.97
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Philippinevings Bank Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Philippinevings Bank  (PHS:PSB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Philippinevings Bank Shiller PE Ratio Related Terms


Philippinevings Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Philippinevings Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank Shiller PE Ratio Chart

Philippinevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.76 6.33 5.91 6.20 5.76

Philippinevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.20 6.07 5.85 6.00 5.72

Philippinevings Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Philippinevings Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Shiller PE Ratio falls into.


PHS:PSB
59GF Score
Philippine Savings Bank PHS:PSB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippinevings Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Philippinevings Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Philippinevings Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.813/333.9520*333.9520
=0.813

Current CPI (Jun. 2026) = 333.9520.

Philippinevings Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 2.416 241.428 3.341
201612 1.983 241.432 2.743
201703 1.738 243.801 2.381
201706 2.269 244.955 3.093
201709 2.375 246.819 3.213
201712 2.636 246.524 3.571
201803 1.446 249.554 1.934
201806 2.419 251.989 3.206
201809 2.300 252.439 3.043
201812 2.360 251.233 3.137
201903 1.595 254.202 2.095
201906 1.596 256.143 2.081
201909 1.905 256.759 2.477
201912 1.999 256.974 2.598
202003 1.590 258.115 2.058
202006 1.517 257.797 1.965
202009 0.086 260.280 0.111
202012 -0.521 260.474 -0.668
202103 1.027 264.877 1.295
202106 1.033 271.696 1.270
202109 0.893 274.310 1.088
202112 0.653 278.802 0.782
202203 2.080 287.504 2.415
202206 2.222 296.311 2.504
202209 2.383 296.808 2.681
202212 1.934 296.797 2.176
202303 2.289 301.836 2.532
202306 2.791 305.109 3.055
202309 2.814 307.789 3.053
202312 2.722 306.746 2.963
202403 2.820 312.332 3.015
202406 3.185 314.175 3.386
202409 3.372 315.301 3.571
202412 2.825 315.605 2.989
202503 2.836 319.799 2.962
202506 2.234 322.561 2.313
202509 1.596 324.800 1.641
202512 1.536 324.054 1.583
202603 2.212 330.213 2.237
202606 0.813 333.952 0.813

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.00 is trading 11.8% below its estimated GF Value™ of ₱58.97. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • Shiller PE Ratio:
  • GF Value™: ₱58.97 vs. price of ₱52.00 (11.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
59GF Score

Get the complete analysis for PHS:PSB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.00
Price
₱58.97
GF Value