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Philippinevings BankPHS:PSB -1.22%57 Dividend Yield % is 5.69% as of Aug. 03, 2026, which is 9% above its 10-year median of 5.22. GuruFocus rates PHS:PSB with a GF Score™ of 57/100 and a GF Value™ of ₱59.74 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,252 Banks companies, Philippinevings Bank ranks better than 84.11% on this metric.
As of today (2026-08-03), the Trailing Annual Dividend Yield of Philippinevings Bank is 5.69%.
The historical rank and industry rank for Philippinevings Bank's Dividend Yield % or its related term are showing as below:
PHS:PSB'
s Dividend Yield % Range Over the Past 10 Years
Min: 3.3 Med: 5.22 Max: 7.48
Current: 5.69
During the past 13 years, the highest Dividend Yield of Philippinevings Bank was 7.48%. The lowest was 3.30%. And the median was 5.22%.
PHS:PSB's Dividend Yield % is ranked better than 84.11% of 1252
companies
in the Banks industry
Industry Median: 2.975
vs PHS:PSB: 5.69
During the past 5 years, the average Dividends Per Share Growth Rate was 0.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Philippinevings Bank was 71.00% per year. The lowest was -0.30% per year. And the median was 3.45% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Philippinevings Bank (PHS:PSB) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Philippinevings Bank Dividend Yield % Related Terms
Philippinevings Bank Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Philippinevings Bank's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippinevings Bank Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Philippinevings Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippinevings Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Philippinevings Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Philippinevings Bank's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Philippinevings Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PHP 0.750000
2026-07-30
2026-07-31
2026-08-17
Cash Dividend
quarterly
PHP:PHP 1.000000
PHP 0.750000
2026-05-08
2026-05-11
2026-05-25
Cash Dividend
quarterly
PHP:PHP 1.000000
PHP 0.750000
2026-01-29
2026-01-30
2026-02-16
Cash Dividend
quarterly
PHP:PHP 1.000000
PHP 0.750000
2025-11-07
2025-11-10
2025-11-24
Cash Dividend
quarterly
PHP:PHP 1.000000
PHP 0.750000
2025-08-07
2025-08-08
2025-08-26
Cash Dividend
quarterly
PHP:PHP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Philippinevings Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippinevings Bank (PHS:PSB) has a Dividend Yield % of 5.69% as of Aug. 03, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Philippinevings Bank and its competitors. This is near median its historical median of 5.22. Over the past decade, Philippinevings Bank's Dividend Yield % has ranged from 3.30 to 7.48. According to the industry distribution chart, Philippinevings Bank ranks #199 out of 1252 companies in the Banks industry, placing it in the top 15.9%.
Is Philippinevings Bank's Dividend Yield % too high?
Philippinevings Bank's current Dividend Yield % of 5.69% is near median its 10-year median of 5.22. Over the past 10 years, this metric has ranged from a low of 3.30 to a high of 7.48. The Banks industry median Dividend Yield % is 2.98. Philippinevings Bank's value of 5.69% is 91.3% above this industry median. Based on the distribution chart, Philippinevings Bank ranks #199 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippinevings Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Philippinevings Bank ranks #199 out of 1252 companies for Dividend Yield %. This places Philippinevings Bank in the top 16% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 2.98. Philippinevings Bank's value of 5.69% is 91.3% above this benchmark. Historically, Philippinevings Bank's own Dividend Yield % has ranged from 3.30 to 7.48 over the past decade. While the company's 10-year median is 5.22 vs. the industry median of 2.98, Philippinevings Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.98, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippinevings Bank's current Dividend Yield % of 5.69% is 91.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Philippinevings Bank and its competitors. For the Banks industry, the median Dividend Yield % is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippinevings Bank's current Dividend Yield % is 5.69%, which is near median its own 10-year median of 5.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱59.74, compared to a current price of ₱52.70 — trading 11.8% below its estimated fair value. The current Dividend Yield % is 5.69%, which is near median its 10-year median of 5.22 and 91.3% above the Banks industry median of 2.98. Philippinevings Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current Dividend Yield % is 5.69% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued.
The current stock price of ₱52.70 is trading 11.8% below its estimated GF Value™ of ₱59.74.
GuruFocus considers Philippinevings Bank to be Modestly Undervalued.
Key valuation signals for PHS:PSB:
Dividend Yield %: 5.69% (near median its 10-year median of 5.22)
GF Value™: ₱59.74 vs. price of ₱52.70 (11.8% below fair value)
Industry Position: 91.3% above the Banks median (#199 of 1252)
No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
57GF Score
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