Philippinevings Bank (PHS:PSB) Cash-to-Debt : 11.31 (As of Dec. 2023)

View and export this data going back to 1994. Start your Free Trial

What is Philippinevings Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Philippinevings Bank's cash to debt ratio for the quarter that ended in Dec. 2023 was 11.31.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Philippinevings Bank could pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Philippinevings Bank's Cash-to-Debt or its related term are showing as below:

PHS:PSB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.88 Med: 4.3 Max: 11.31
Current: 11.31

During the past 13 years, Philippinevings Bank's highest Cash to Debt Ratio was 11.31. The lowest was 0.88. And the median was 4.30.

PHS:PSB's Cash-to-Debt is ranked better than
87.36% of 1424 companies
in the Banks industry
Industry Median: 1.295 vs PHS:PSB: 11.31

Philippinevings Bank Cash-to-Debt Historical Data

The historical data trend for Philippinevings Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Philippinevings Bank Cash-to-Debt Chart

Philippinevings Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

0.88

2.96

9.61

7.13

11.31

Philippinevings Bank Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															7.13	33.90	17.61	18.62	11.31

Competitive Comparison of Philippinevings Bank's Cash-to-Debt

For the Banks - Regional subindustry, Philippinevings Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippinevings Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Cash-to-Debt falls into.

Philippinevings Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Philippinevings Bank's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	13362.303	/	(0	+	1181.201)
	=	11.31

Philippinevings Bank's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	13362.303	/	(0	+	1181.201)
	=	11.31

Philippinevings Bank (PHS:PSB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Philippinevings Bank Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Philippinevings Bank's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Philippinevings Bank (PHS:PSB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Philippine Savings Bank (PHS:PSB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

777 Paseo de Roxas Avenue corner Sedeno Street, PSBank Center, Makati City, PHL, 1226

Website

https://www.psbank.com.ph

Philippine Savings Bank is a consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company structures its business into segments, such as Consumer Banking, Corporate Banking, Branch Banking, and Treasury. The consumer and corporate banking segments cater to the consumer and corporate customers respectively. The branch banking segment integrates the services provided by the consumer and corporate banking segments. Under the treasury banking segment, the company handles the money market and trading activities.