Philippinevings Bank (PHS:PSB) 9-Day RSI: 38.78 (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PSB Philippine Savings Bank PHS:PSB
57 GF Score
Price ₱52.70
GF Value ₱59.74
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Philippinevings Bank 9-Day RSI?

Philippinevings Bank PHS:PSB -1.22% 57 9-Day RSI is 38.78 as of Aug. 03, 2026. GuruFocus rates PHS:PSB with a GF Score™ of 57/100 and a GF Value™ of ₱59.74 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,605 Banks companies, Philippinevings Bank ranks better than 86.79% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-08-03), Philippinevings Bank's 9-Day RSI is 38.78.

The industry rank for Philippinevings Bank's 9-Day RSI or its related term are showing as below:

PHS:PSB's 9-Day RSI is ranked better than
86.79% of 1605 companies
in the Banks industry
Industry Median: 55.41 vs PHS:PSB: 38.78

Philippinevings Bank  (PHS:PSB) 9-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Philippinevings Bank 9-Day RSI Related Terms


Philippinevings Bank 9-Day RSI Competitor Comparison

For the Banks - Regional subindustry, Philippinevings Bank's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank 9-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's 9-Day RSI distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's 9-Day RSI falls into.


PHS:PSB
57GF Score
Philippine Savings Bank PHS:PSB
9-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippinevings Bank  (PHS:PSB) 9-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 9-Day RSI →
What does a 9-Day RSI of 38.78 mean?
Philippinevings Bank (PHS:PSB) has a 9-Day RSI of 38.78 as of Aug. 03, 2026. According to the industry distribution chart, Philippinevings Bank ranks #212 out of 1605 companies in the Banks industry, placing it in the top 13.2%.
Is Philippinevings Bank's 9-Day RSI too high?
Philippinevings Bank's current 9-Day RSI is 38.78. The Banks industry median 9-Day RSI is 55.41. Philippinevings Bank's value of 38.78 is 30% below this industry median. Based on the distribution chart, Philippinevings Bank ranks #212 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippinevings Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's 9-Day RSI compare to competitors?
According to the Banks industry distribution chart, Philippinevings Bank ranks #212 out of 1605 companies for 9-Day RSI. This places Philippinevings Bank in the top 13% of its industry — outperforming the majority of peers. The industry median 9-Day RSI is 55.41. Philippinevings Bank's value of 38.78 is 30% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 55.41, based on 1,605 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippinevings Bank's current 9-Day RSI of 38.78 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 55.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippinevings Bank's current 9-Day RSI is 38.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱59.74, compared to a current price of ₱52.70 — trading 11.8% below its estimated fair value. The current 9-Day RSI is 38.78 and 30% below the Banks industry median of 55.41. Philippinevings Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current 9-Day RSI is 38.78 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.70 is trading 11.8% below its estimated GF Value™ of ₱59.74. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • 9-Day RSI: 38.78
  • GF Value™: ₱59.74 vs. price of ₱52.70 (11.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign
  • Industry Position: 30% below the Banks median (#212 of 1605)

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
57GF Score

Get the complete analysis for PHS:PSB

9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.70
Price
₱59.74
GF Value