PSZKF (PKO Bank Polski) Cash-to-Debt : 1.04 (As of Sep. 2024)

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What is PKO Bank Polski Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PKO Bank Polski's cash to debt ratio for the quarter that ended in Sep. 2024 was 1.04.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PKO Bank Polski could pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for PKO Bank Polski's Cash-to-Debt or its related term are showing as below:

PSZKF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.17 Med: 0.54 Max: 1.58
Current: 1.04

During the past 13 years, PKO Bank Polski's highest Cash to Debt Ratio was 1.58. The lowest was 0.17. And the median was 0.54.

PSZKF's Cash-to-Debt is ranked worse than
57.01% of 1498 companies
in the Banks industry
Industry Median: 1.295 vs PSZKF: 1.04

PKO Bank Polski Cash-to-Debt Historical Data

The historical data trend for PKO Bank Polski's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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PKO Bank Polski Cash-to-Debt Chart

PKO Bank Polski Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.50

0.25

0.67

1.47

1.40

PKO Bank Polski Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Cash-to-Debt	Get a 7-Day Free Trial															1.38	1.40	1.07	1.10	1.04

Competitive Comparison of PKO Bank Polski's Cash-to-Debt

For the Banks - Regional subindustry, PKO Bank Polski's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PKO Bank Polski's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PKO Bank Polski's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where PKO Bank Polski's Cash-to-Debt falls into.

PKO Bank Polski Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

PKO Bank Polski's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	7751.409	/	(0	+	5552.337)
	=	1.40

PKO Bank Polski's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	7054.905	/	(0	+	6757.247)
	=	1.04

PKO Bank Polski (OTCPK:PSZKF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

PKO Bank Polski Cash-to-Debt Related Terms

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PKO Bank Polski Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PKO Bank Polski SA (OTCPK:PSZKF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

PSZKY:USA PKO:Poland 0FMO:UK P90:Germany PKO:Czech Republic

Address

Pu?awska street 15, Warsaw, POL, 02-515

Website

https://www.pkobp.pl

PKO Bank Polski SA is a universal banking group operating primarily in Poland, with subsidiaries in the Ukraine and Sweden. The bank's corporate strategy places a premium on organic growth and acquisitions. It has a strong presence in retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management. Majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Net fees and commissions, in contrast, are diversified across loans and insurance, mutual funds and brokerage, cards, and customer accounts. The bank has an appreciably large portion of its deposit base originating from retail clients in relation to competitors.