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River Valley Community Bancorp (River Valley Community Bancorp) PS Ratio : (As of May. 16, 2024)


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What is River Valley Community Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, River Valley Community Bancorp's share price is $21.50. River Valley Community Bancorp does not have enough years/quarters to calculate the Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2007. Therefore GuruFocus does not calculate PS Ratio at this moment.

The historical rank and industry rank for River Valley Community Bancorp's PS Ratio or its related term are showing as below:

RVCB's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.41
* Ranked among companies with meaningful PS Ratio only.

River Valley Community Bancorp's Revenue per Sharefor the three months ended in Sep. 2007 was $0.19.

Back to Basics: PS Ratio


River Valley Community Bancorp PS Ratio Historical Data

The historical data trend for River Valley Community Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Valley Community Bancorp PS Ratio Chart

River Valley Community Bancorp Annual Data
Trend Dec06
PS Ratio
-

River Valley Community Bancorp Quarterly Data
Mar07 Jun07 Sep07
PS Ratio - - -

Competitive Comparison of River Valley Community Bancorp's PS Ratio

For the Banks - Regional subindustry, River Valley Community Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Valley Community Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's PS Ratio falls into.



River Valley Community Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

River Valley Community Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=21.50/
=

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


River Valley Community Bancorp  (OTCPK:RVCB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


River Valley Community Bancorp PS Ratio Related Terms

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River Valley Community Bancorp (River Valley Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is headquartered in Yuba City, California. The bank offers various Personal Banking services, including checking accounts, savings accounts, and Certificates of Deposit. The Bank offers several commercial and consumer loans to fit its customer's specific needs. It also offers several cash management solutions aimed at meeting the specific needs of small to medium-sized businesses, professionals, and non-profit organizations.