RVCB (River Valley Community Bancorp) Growth Rank: 1 (As of Jul. 15, 2026) — 50% Below Median

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RVCB River Valley Community Bancorp RVCB
48 GF Score
Price $23.72
GF Value $17.37
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Growth Rank?

River Valley Community Bancorp RVCB 48 Growth Rank is 1 as of Jul. 15, 2026, which is 50% below its 10-year median of 2.00. GuruFocus rates RVCB with a GF Score™ of 48/100 and a GF Value™ of $17.37 (Significantly Overvalued). The stock has 5 warning signs investors should review.

River Valley Community Bancorp has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

River Valley Community Bancorp Growth Rank Related Terms

RVCB vs FBSI, CZNL, SVBT: Growth Rank Comparison

For the Banks - Regional subindustry, River Valley Community Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River Valley Community Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's Growth Rank falls into.


RVCB
48GF Score
River Valley Community Bancorp RVCB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
River Valley Community Bancorp (RVCB) has a Growth Rank of 1 as of Jul. 15, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on River Valley Community Bancorp and its competitors. This is 50% below median its historical median of 2.00. Over the past decade, River Valley Community Bancorp's Growth Rank has ranged from 1.00 to 3.00.
Is River Valley Community Bancorp's Growth Rank too high?
River Valley Community Bancorp's current Growth Rank of 1 is 50% below median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.00. Overall, River Valley Community Bancorp has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's Growth Rank compare to FBSI and CZNL?
River Valley Community Bancorp's Growth Rank of 1 can be compared against companies in the Banks industry. Historically, River Valley Community Bancorp's own Growth Rank has ranged from 1.00 to 3.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on River Valley Community Bancorp and its competitors. River Valley Community Bancorp's current Growth Rank is 1, which is 50% below median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.37, compared to a current price of $23.72 — trading 36.6% above its estimated fair value. The current Growth Rank is 1, which is 50% below median its 10-year median of 2.00. River Valley Community Bancorp's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current Growth Rank is 1 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $23.72 is trading 36.6% above its estimated GF Value™ of $17.37. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Growth Rank: 1 (50% below median its 10-year median of 2.00)
  • GF Value™: $17.37 vs. price of $23.72 (36.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.72
Price
$17.37
GF Value