RVCB (River Valley Community Bancorp) Debt-to-EBITDA

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RVCB River Valley Community Bancorp RVCB
48 GF Score
Price $23.76
GF Value $17.38
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Debt-to-EBITDA?

Debt-to-EBITDA does not apply to banks.

RVCB
48GF Score
River Valley Community Bancorp RVCB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $23.76 is trading 36.7% above its estimated GF Value™ of $17.38. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Debt-to-EBITDA:
  • GF Value™: $17.38 vs. price of $23.76 (36.7% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score

Get the complete analysis for RVCB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.76
Price
$17.38
GF Value