SAFT (Safety Insurance Group) 3-1 Month Momentum %: -1.66% (As of Jul. 28, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAFT Safety Insurance Group Inc SAFT
71 GF Score
Price $103.04
GF Value $102.77
Valuation Fairly Valued
! 9 Warning Signs
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What is Safety Insurance Group 3-1 Month Momentum %?

Safety Insurance Group SAFT +0.04% 71 3-1 Month Momentum % is -1.66% as of Jul. 28, 2026. GuruFocus rates SAFT with a GF Score™ of 71/100 and a GF Value™ of $102.77 (Fairly Valued). The stock has 9 warning signs investors should review. Among 582 Insurance companies, Safety Insurance Group ranks worse than 63.92% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-28), Safety Insurance Group's 3-1 Month Momentum % is -1.66%.

The industry rank for Safety Insurance Group's 3-1 Month Momentum % or its related term are showing as below:

SAFT's 3-1 Month Momentum % is ranked worse than
63.92% of 582 companies
in the Insurance industry
Industry Median: 1.905 vs SAFT: -1.66

Safety Insurance Group  (NAS:SAFT) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Safety Insurance Group 3-1 Month Momentum % Related Terms


SAFT vs KMPR, UFCS, PRCH: 3-1 Month Momentum % Comparison

For the Insurance - Property & Casualty subindustry, Safety Insurance Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safety Insurance Group 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Safety Insurance Group's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Safety Insurance Group's 3-1 Month Momentum % falls into.


SAFT
71GF Score
Safety Insurance Group Inc SAFT
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Safety Insurance Group  (NAS:SAFT) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -1.66% mean?
Safety Insurance Group (SAFT) has a 3-1 Month Momentum % of -1.66% as of Jul. 28, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Safety Insurance Group and its competitors. According to the industry distribution chart, Safety Insurance Group ranks #372 out of 582 companies in the Insurance industry, placing it in the top 63.9%.
Is Safety Insurance Group's 3-1 Month Momentum % too high?
Safety Insurance Group's current 3-1 Month Momentum % is -1.66%. Based on the distribution chart, Safety Insurance Group ranks #372 out of 582 companies in the Insurance industry, which is below the industry midpoint. Overall, Safety Insurance Group has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's 3-1 Month Momentum % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Safety Insurance Group ranks #372 out of 582 companies for 3-1 Month Momentum %. This places Safety Insurance Group in the lower half of its industry. The industry median 3-1 Month Momentum % is 1.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.91, based on 582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Safety Insurance Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safety Insurance Group's current 3-1 Month Momentum % is -1.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Fairly Valued. The stock's GF Value™ is $102.77, compared to a current price of $103.04 — trading 0.3% above its estimated fair value. The current 3-1 Month Momentum % is -1.66%. Safety Insurance Group's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current 3-1 Month Momentum % is -1.66% as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safety Insurance Group (SAFT) Overvalued in 2026?

Based on GuruFocus' analysis, Safety Insurance Group stock appears to be overvalued. The current stock price of $103.04 is trading 0.3% above its estimated GF Value™ of $102.77. GuruFocus considers Safety Insurance Group to be Fairly Valued.

Key valuation signals for SAFT:

  • 3-1 Month Momentum %: -1.66%
  • GF Value™: $102.77 vs. price of $103.04 (0.3% above fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Safety Insurance Group Business Description

Other Exchanges SFN:Germany
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
71GF Score

Get the complete analysis for SAFT

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$103.04
Price
$102.77
GF Value