Safety Insurance Group's quarterly market cap
increased
from Sep. 2025 ($1,053 Mil) to Dec. 2025 ($1,140 Mil) but then
declined
from Dec. 2025 ($1,140 Mil) to Mar. 2026 ($1,067 Mil).
Safety Insurance Group's annual market cap
increased
from Dec. 2023 ($1,124 Mil) to Dec. 2024 ($1,223 Mil) but then
declined
from Dec. 2024 ($1,223 Mil) to Dec. 2025 ($1,140 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Safety Insurance Group's Enterprise Value for Today is $1,087 Mil.
Safety Insurance Group (NAS:SAFT) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Safety Insurance Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safety Insurance Group Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Safety Insurance Group's Market Cap distribution charts can be found below:
* The bar in red indicates where Safety Insurance Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Safety Insurance Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safety Insurance Group (SAFT) has a Market Cap of $1,080 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Safety Insurance Group and its competitors. According to the industry distribution chart, Safety Insurance Group ranks #224 out of 521 companies in the Insurance industry, placing it in the top 43%.
Is Safety Insurance Group's Market Cap too high?
Safety Insurance Group's current Market Cap is $1,080 Mil. The Insurance industry median Market Cap is 681.53. Safety Insurance Group's value of $1,080 Mil is 58.5% above this industry median. Based on the distribution chart, Safety Insurance Group ranks #224 out of 521 companies in the Insurance industry, which is above the industry midpoint. Overall, Safety Insurance Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's Market Cap compare to UVE and HGTY?
According to the Insurance industry distribution chart, Safety Insurance Group ranks #224 out of 521 companies for Market Cap. This puts Safety Insurance Group in the upper half of its industry. The industry median Market Cap is 681.53. Safety Insurance Group's value of $1,080 Mil is 58.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 681.53, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safety Insurance Group's current Market Cap of $1,080 Mil is 58.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Safety Insurance Group and its competitors. For the Insurance industry, the median Market Cap is 681.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safety Insurance Group's current Market Cap is $1,080 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $101.23, compared to a current price of $73.57 — trading 27.3% below its estimated fair value. The current Market Cap is $1,080 Mil and 58.5% above the Insurance industry median of 681.53. Safety Insurance Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current Market Cap is $1,080 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Safety Insurance Group (SAFT) Overvalued in 2026?
Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued.
The current stock price of $73.57 is trading 27.3% below its estimated GF Value™ of $101.23.
GuruFocus considers Safety Insurance Group to be Modestly Undervalued.
Key valuation signals for SAFT:
Market Cap: $1,080 Mil
GF Value™: $101.23 vs. price of $73.57 (27.3% below fair value)
Industry Position: 58.5% above the Insurance median (#224 of 521)
No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
61GF Score
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