Nayifat Finance Co is a non-banking financial institution focused on serving the financing needs of individuals in the Kingdom. It performs financing activities such as consumer finance, credit card finance, SME finance, finance lease, and peer-to-peer lending. Key income is generated from Islamic financing.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.11
Equity-to-Asset	0.7
Debt-to-Equity	0.39
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.52	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.3
	3-Year EPS without NRI Growth Rate	-24.1
	3-Year Book Growth Rate	7.1
	Future 3-5Y EPS without NRI Growth Rate Estimate	19.35
	Future 3-5Y Total Revenue Growth Rate Estimate	2.74

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	60.46
	9-Day RSI	65.81
	14-Day RSI	66.43
	6-1 Month Momentum %	-12.13
	12-1 Month Momentum %	-10.44

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	1

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	27.99
	FCF Margin %	29.93
	ROE %	6.55
	ROA %	4.37
	Years of Profitability over Past 10-Year	7

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	20.86
	Forward PE Ratio	16.09
	PE Ratio without NRI	20.86
	Price-to-Owner-Earnings	40.87
	PEG Ratio	2.67
	PS Ratio	5.79
	PB Ratio	1.31
	Price-to-Tangible-Book	1.32
	Price-to-Free-Cash-Flow	19.36
	Price-to-Operating-Cash-Flow	19.41
	EV-to-Revenue	7.32
	EV-to-FCF	24.89
	Price-to-Peter-Lynch-Fair-Value	2.69
	Price-to-Graham-Number	1.11
	FCF Yield %	5.16

Financials

Annual Quarterly TTM

SAU:4081's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Nayifat Finance Co Executives

Details

GF Value: ﷼14.6

SAU:4081

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 4081. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ﷼)	323.373
	EPS (TTM) (﷼)	0.75
	Beta	0
	Volatility %	22.31
	14-Day RSI	66.43
	14-Day ATR (﷼)	0.493755
	20-Day SMA (﷼)	14.501
	12-1 Month Momentum %	-10.44
	52-Week Range (﷼)	11.98 - 16.32
	Shares Outstanding (Mil)	120

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Nayifat Finance Co Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Nayifat Finance Co Stock Events

Financials Calendars

	Event	Date	Price(﷼)
No Event Data

Nayifat Finance Co Frequently Asked Questions

What is Nayifat Finance Co(SAU:4081)'s stock price today?

The current price of SAU:4081 is ﷼15.64. The 52 week high of SAU:4081 is ﷼16.32 and 52 week low is ﷼11.98.

When is next earnings date of Nayifat Finance Co(SAU:4081)?

The next earnings date of Nayifat Finance Co(SAU:4081) is .

Does Nayifat Finance Co(SAU:4081) pay dividends? If so, how much?

Nayifat Finance Co(SAU:4081) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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