Business Description
Nayifat Finance Co
ISIN : SA15DGH1VOH4
Share Class Description:
SAU:4081: Ordinary SharesCompare
Compare
Traded in other countries / regions
4081.Saudi IPO Date
2021-11-22Description
Nayifat Finance Co is a non-banking finance company focused on consumer and SME lending. It provides lease finance, consumer finance, small and medium enterprise finance, debt crowdfunding, and credit card finance in the Kingdom of Saudi Arabia. The company has three reportable segments, namely, Personal financing, SME Financing and Islamic credit cards. The majority of revenue is generated from Personal financing, which includes providing personal financing to the retail segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.4 | |||||
Equity-to-Asset | 0.6 | |||||
Debt-to-Equity | 0.61 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -3.29 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -6.5 | |||||
3-Year Book Growth Rate | -0.3 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 6.7 | |||||
9-Day RSI | 16.65 | |||||
14-Day RSI | 25.07 | |||||
3-1 Month Momentum % | -0.4 | |||||
6-1 Month Momentum % | -16.61 | |||||
12-1 Month Momentum % | -24.38 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.43 | |||||
3-Year Dividend Growth Rate | -19.2 | |||||
5-Year Yield-on-Cost % | 3.43 | |||||
3-Year Average Share Buyback Ratio | 1 | |||||
Shareholder Yield % | -12.99 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -43.87 | |||||
FCF Margin % | 31.58 | |||||
OCF Margin % | 33.09 | |||||
ROE % | -9.25 | |||||
ROA % | -6.01 | |||||
Years of Profitability over Past 10-Year | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 14.44 | |||||
PS Ratio | 3.98 | |||||
PB Ratio | 0.89 | |||||
Price-to-Tangible-Book | 0.89 | |||||
Price-to-Free-Cash-Flow | 12.14 | |||||
Price-to-Operating-Cash-Flow | 11.63 | |||||
EV-to-Revenue | 5.46 | |||||
EV-to-FCF | 17.5 | |||||
Price-to-GF-Value | 0.79 | |||||
Price-to-Projected-FCF | 0.47 | |||||
FCF Yield % | 8.14 | |||||
Forward Rate of Return (Yacktman) % | 12.37 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Nayifat Finance Co Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ï·¼) | 288.832 | ||
| EPS (TTM) (ï·¼) | -1.06 | ||
| Beta | 0.6424 | ||
| 3-Year Sharpe Ratio | -1.06 | ||
| 3-Year Sortino Ratio | -1.26 | ||
| Volatility % | 15.46 | ||
| 14-Day RSI | 25.07 | ||
| 14-Day ATR (ï·¼) | 0.101909 | ||
| 20-Day SMA (ï·¼) | 9.8425 | ||
| 12-1 Month Momentum % | -24.38 | ||
| 52-Week Range (ï·¼) | 9.54 - 13.73 | ||
| Shares Outstanding (Mil) | 116.6 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Nayifat Finance Co Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Nayifat Finance Co Stock Events
| Event | Date | Price (ï·¼) | ||
|---|---|---|---|---|
| SAR 0.330000 Cash Dividend | 2025-07-13 | 13.99 (+2.12%) | ||
| SAR 0.500000 Cash Dividend | 2025-01-01 | 15.46 (+0.26%) | ||
| 1.2:1 Stock Split | 2023-06-19 | 17.50 (-2.42%) |
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Nayifat Finance Co Frequently Asked Questions
What is Nayifat Finance Co(SAU:4081)'s stock price today?
The current price of SAU:4081 is ï·¼9.61. The 52 week high of SAU:4081 is ï·¼13.73 and 52 week low is ï·¼9.54.
When is next earnings date of Nayifat Finance Co(SAU:4081)?
The next earnings date of Nayifat Finance Co(SAU:4081) is .
Does Nayifat Finance Co(SAU:4081) pay dividends? If so, how much?
The Dividend Yield %  of Nayifat Finance Co(SAU:4081) is 3.43% (As of Today), Highest Dividend Payout Ratio of Nayifat Finance Co(SAU:4081) was 0.46. The lowest was 0.42. And the median was 0.44. The  Forward Dividend Yield % of Nayifat Finance Co(SAU:4081) is 0%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Nayifat Finance Co
No articles.
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