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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-08), Union Bankshares's 3-1 Month Momentum % is 1.06%.
The industry rank for Union Bankshares's 3-1 Month Momentum % or its related term are showing as below:
UNB's 3-1 Month Momentum % is ranked worse than 52.39% of 1569
companies
in the Banks industry
Industry Median: 3.31
vs UNB: 1.06
Union Bankshares (NAS:UNB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Union Bankshares 3-1 Month Momentum % Related Terms
UNB vs FNWB, UNIB, BBNA: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Union Bankshares's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bankshares 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Union Bankshares's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Union Bankshares's 3-1 Month Momentum % falls into.
Union Bankshares (NAS:UNB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bankshares (UNB) has a 3-1 Month Momentum % of 1.06% as of Aug. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Union Bankshares and its competitors. According to the industry distribution chart, Union Bankshares ranks #822 out of 1569 companies in the Banks industry, placing it in the top 52.4%.
Is Union Bankshares' 3-1 Month Momentum % too high?
Union Bankshares' current 3-1 Month Momentum % is 1.06%. The Banks industry median 3-1 Month Momentum % is 3.31. Union Bankshares' value of 1.06% is 68% below this industry median. Based on the distribution chart, Union Bankshares ranks #822 out of 1569 companies in the Banks industry, which is below the industry midpoint. Overall, Union Bankshares has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' 3-1 Month Momentum % compare to FNWB and UNIB?
According to the Banks industry distribution chart, Union Bankshares ranks #822 out of 1569 companies for 3-1 Month Momentum %. This places Union Bankshares in the lower half of its industry. The industry median 3-1 Month Momentum % is 3.31. Union Bankshares' value of 1.06% is 68% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.31, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bankshares's current 3-1 Month Momentum % of 1.06% is 68% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Union Bankshares and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bankshares's current 3-1 Month Momentum % is 1.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.09, compared to a current price of $23.55 — trading 19% below its estimated fair value. The current 3-1 Month Momentum % is 1.06% and 68% below the Banks industry median of 3.31. Union Bankshares' overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Union Bankshares (UNB), the current 3-1 Month Momentum % is 1.06% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bankshares (UNB) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued.
The current stock price of $23.55 is trading 19% below its estimated GF Value™ of $29.09.
GuruFocus considers Union Bankshares to be Modestly Undervalued.
Key valuation signals for UNB:
3-1 Month Momentum %: 1.06%
GF Value™: $29.09 vs. price of $23.55 (19% below fair value)
Industry Position: 68% below the Banks median (#822 of 1569)
No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
55GF Score
Get the complete analysis for UNB
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