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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
West Coast Community BancorpWCCB 79 Median PS Value is $47.82 as of Aug. 03, 2026, which is 4635% above its 10-year median of 1.01. GuruFocus rates WCCB with a GF Score™ of 79/100 and a GF Value™ of $47.15 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,049 Banks companies, West Coast Community Bancorp ranks worse than 52.14% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
West Coast Community Bancorp (OTCPK:WCCB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
West Coast Community Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
55.00
/
47.82
=
1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Coast Community Bancorp Median PS Value Related Terms
West Coast Community Bancorp Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Coast Community Bancorp Median PS Value Chart
WCCB vs BWB, SFST, UNTY: Median PS Value Comparison
For the Banks - Regional subindustry, West Coast Community Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Coast Community Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, West Coast Community Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where West Coast Community Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.526.
West Coast Community Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.562.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Coast Community Bancorp (WCCB) has a Median PS Value of $47.82 as of Aug. 03, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on West Coast Community Bancorp and its competitors. This is 4635% above median its historical median of 1.01. Over the past decade, West Coast Community Bancorp's Median PS Value has ranged from 0.94 to 1.16. According to the industry distribution chart, West Coast Community Bancorp ranks #547 out of 1049 companies in the Banks industry, placing it in the top 52.1%.
Is West Coast Community Bancorp's Median PS Value too high?
West Coast Community Bancorp's current Median PS Value of $47.82 is 4635% above median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 1.16. The Banks industry median Median PS Value is 1.13. West Coast Community Bancorp's value of $47.82 is 4131.9% above this industry median. Based on the distribution chart, West Coast Community Bancorp ranks #547 out of 1049 companies in the Banks industry, which is below the industry midpoint. Overall, West Coast Community Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's Median PS Value compare to BWB and SFST?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #547 out of 1049 companies for Median PS Value. This places West Coast Community Bancorp in the lower half of its industry. The industry median Median PS Value is 1.13. West Coast Community Bancorp's value of $47.82 is 4131.9% above this benchmark. Historically, West Coast Community Bancorp's own Median PS Value has ranged from 0.94 to 1.16 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 1.13, West Coast Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Coast Community Bancorp's current Median PS Value of $47.82 is 4131.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on West Coast Community Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Coast Community Bancorp's current Median PS Value is $47.82, which is 4635% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.15, compared to a current price of $55.00 — trading 16.6% above its estimated fair value. The current Median PS Value is $47.82, which is 4635% above median its 10-year median of 1.01 and 4131.9% above the Banks industry median of 1.13. West Coast Community Bancorp's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current Median PS Value is $47.82 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Coast Community Bancorp (WCCB) Overvalued in 2026?
Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued.
The current stock price of $55.00 is trading 16.6% above its estimated GF Value™ of $47.15.
GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.
Key valuation signals for WCCB:
Median PS Value: $47.82 (4635% above median its 10-year median of 1.01)
GF Value™: $47.15 vs. price of $55.00 (16.6% above fair value)
Industry Position: 4131.9% above the Banks median (#547 of 1049)
No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
79GF Score
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