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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-15), West Coast Community Bancorp's 3-1 Month Momentum % is 4.96%.
The industry rank for West Coast Community Bancorp's 3-1 Month Momentum % or its related term are showing as below:
WCCB's 3-1 Month Momentum % is ranked worse than 51.01% of 1578
companies
in the Banks industry
Industry Median: 4.58
vs WCCB: 4.96
West Coast Community Bancorp (OTCPK:WCCB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
West Coast Community Bancorp 3-1 Month Momentum % Related Terms
WCCB vs BWB, SFST, UNTY: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, West Coast Community Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Coast Community Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, West Coast Community Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where West Coast Community Bancorp's 3-1 Month Momentum % falls into.
West Coast Community Bancorp (OTCPK:WCCB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Coast Community Bancorp (WCCB) has a 3-1 Month Momentum % of 4.96% as of Aug. 15, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on West Coast Community Bancorp and its competitors. According to the industry distribution chart, West Coast Community Bancorp ranks #805 out of 1578 companies in the Banks industry, placing it in the top 51%.
Is West Coast Community Bancorp's 3-1 Month Momentum % too high?
West Coast Community Bancorp's current 3-1 Month Momentum % is 4.96%. The Banks industry median 3-1 Month Momentum % is 4.58. West Coast Community Bancorp's value of 4.96% is 8.3% above this industry median. Based on the distribution chart, West Coast Community Bancorp ranks #805 out of 1578 companies in the Banks industry, which is below the industry midpoint. Overall, West Coast Community Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's 3-1 Month Momentum % compare to BWB and SFST?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #805 out of 1578 companies for 3-1 Month Momentum %. This places West Coast Community Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.58. West Coast Community Bancorp's value of 4.96% is 8.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.58, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Coast Community Bancorp's current 3-1 Month Momentum % of 4.96% is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on West Coast Community Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Coast Community Bancorp's current 3-1 Month Momentum % is 4.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.44, compared to a current price of $54.60 — trading 15.1% above its estimated fair value. The current 3-1 Month Momentum % is 4.96% and 8.3% above the Banks industry median of 4.58. West Coast Community Bancorp's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current 3-1 Month Momentum % is 4.96% as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Coast Community Bancorp (WCCB) Overvalued in 2026?
Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued.
The current stock price of $54.60 is trading 15.1% above its estimated GF Value™ of $47.44.
GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.
Key valuation signals for WCCB:
3-1 Month Momentum %: 4.96%
GF Value™: $47.44 vs. price of $54.60 (15.1% above fair value)
Industry Position: 8.3% above the Banks median (#805 of 1578)
No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
79GF Score
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