WCCB (West Coast Community Bancorp) Shareholder Yield % : 3.48% (As of Jun. 2026) — 305% Above Median

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WCCB West Coast Community Bancorp WCCB
79 GF Score
Price $55.00
GF Value $47.15
Valuation Modestly Overvalued
! 3 Warning Signs
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What is West Coast Community Bancorp Shareholder Yield %?

West Coast Community Bancorp WCCB 79 Shareholder Yield % is 3.48% as of Jun. 2026, which is 305% above its 10-year median of 0.86. GuruFocus rates WCCB with a GF Score™ of 79/100 and a GF Value™ of $47.15 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,499 Banks companies, West Coast Community Bancorp ranks better than 60.04% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, West Coast Community Bancorp's Shareholder Yield % was 3.48%.


West Coast Community Bancorp  (OTCPK:WCCB) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


West Coast Community Bancorp Shareholder Yield % Related Terms


West Coast Community Bancorp Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for West Coast Community Bancorp's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Coast Community Bancorp Shareholder Yield % Chart

West Coast Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 2.49 3.23 7.62 3.11

West Coast Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.43 3.11 3.71 3.81

WCCB vs BWB, SFST, UNTY: Shareholder Yield % Comparison

For the Banks - Regional subindustry, West Coast Community Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Coast Community Bancorp Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's Shareholder Yield % falls into.


WCCB
79GF Score
West Coast Community Bancorp WCCB
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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West Coast Community Bancorp Shareholder Yield % Calculation

West Coast Community Bancorp's Shareholder Yield % for the quarter that ended in Jun. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.80 %+0.00 %+2.01 %
=3.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.48% mean?
West Coast Community Bancorp (WCCB) has a Shareholder Yield % of 3.48% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on West Coast Community Bancorp and its competitors. This is 305% above median its historical median of 0.86. Over the past decade, West Coast Community Bancorp's Shareholder Yield % has ranged from 0.38 to 9.88. According to the industry distribution chart, West Coast Community Bancorp ranks #599 out of 1499 companies in the Banks industry, placing it in the top 40%.
Is West Coast Community Bancorp's Shareholder Yield % too high?
West Coast Community Bancorp's current Shareholder Yield % of 3.48% is 305% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 9.88. The Banks industry median Shareholder Yield % is 1.48. West Coast Community Bancorp's value of 3.48% is 135.1% above this industry median. Based on the distribution chart, West Coast Community Bancorp ranks #599 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, West Coast Community Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's Shareholder Yield % compare to BWB and SFST?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #599 out of 1499 companies for Shareholder Yield %. This puts West Coast Community Bancorp in the upper half of its industry. The industry median Shareholder Yield % is 1.48. West Coast Community Bancorp's value of 3.48% is 135.1% above this benchmark. Historically, West Coast Community Bancorp's own Shareholder Yield % has ranged from 0.38 to 9.88 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.48, West Coast Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.48, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Coast Community Bancorp's current Shareholder Yield % of 3.48% is 135.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on West Coast Community Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Coast Community Bancorp's current Shareholder Yield % is 3.48%, which is 305% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.15, compared to a current price of $55.00 — trading 16.6% above its estimated fair value. The current Shareholder Yield % is 3.48%, which is 305% above median its 10-year median of 0.86 and 135.1% above the Banks industry median of 1.48. West Coast Community Bancorp's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current Shareholder Yield % is 3.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Coast Community Bancorp (WCCB) Overvalued in 2026?

Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued. The current stock price of $55.00 is trading 16.6% above its estimated GF Value™ of $47.15. GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.

Key valuation signals for WCCB:

  • Shareholder Yield %: 3.48% (305% above median its 10-year median of 0.86)
  • GF Value™: $47.15 vs. price of $55.00 (16.6% above fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 135.1% above the Banks median (#599 of 1499)

No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Coast Community Bancorp Business Description

Address 75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
79GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$47.15
GF Value