The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
WDFN's 9-Day RSI is ranked better than 81.2% of 1606
companies
in the Banks industry
Industry Median: 55.425
vs WDFN: 37.38
Woodlands Financial Services Co (OTCPK:WDFN) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
Woodlands Financial Services Co 9-Day RSI Related Terms
WDFN vs LUMB, UNBK, MBBC: 9-Day RSI Comparison
For the Banks - Regional subindustry, Woodlands Financial Services Co's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodlands Financial Services Co 9-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, Woodlands Financial Services Co's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where Woodlands Financial Services Co's 9-Day RSI falls into.
Woodlands Financial Services Co (OTCPK:WDFN) 9-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodlands Financial Services Co (WDFN) has a 9-Day RSI of 37.38 as of Jul. 01, 2026. According to the industry distribution chart, Woodlands Financial Services Co ranks #302 out of 1606 companies in the Banks industry, placing it in the top 18.8%.
Is Woodlands Financial Services Co's 9-Day RSI too high?
Woodlands Financial Services Co's current 9-Day RSI is 37.38. The Banks industry median 9-Day RSI is 55.43. Woodlands Financial Services Co's value of 37.38 is 32.6% below this industry median. Based on the distribution chart, Woodlands Financial Services Co ranks #302 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's 9-Day RSI compare to LUMB and UNBK?
According to the Banks industry distribution chart, Woodlands Financial Services Co ranks #302 out of 1606 companies for 9-Day RSI. This places Woodlands Financial Services Co in the top 19% of its industry — outperforming the majority of peers. The industry median 9-Day RSI is 55.43. Woodlands Financial Services Co's value of 37.38 is 32.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 55.43, based on 1,606 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodlands Financial Services Co's current 9-Day RSI of 37.38 is 32.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 55.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodlands Financial Services Co's current 9-Day RSI is 37.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.92, compared to a current price of $32.00 — trading 28.4% above its estimated fair value. The current 9-Day RSI is 37.38 and 32.6% below the Banks industry median of 55.43. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current 9-Day RSI is 37.38 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?
Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued.
The current stock price of $32.00 is trading 28.4% above its estimated GF Value™ of $24.92.
GuruFocus considers Woodlands Financial Services Co to be Modestly Overvalued.
Key valuation signals for WDFN:
9-Day RSI: 37.38
GF Value™: $24.92 vs. price of $32.00 (28.4% above fair value)
Industry Position: 32.6% below the Banks median (#302 of 1606)
No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodlands Financial Services Co Business Description
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score
Get the complete analysis for WDFN
9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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