Woodlands Financial Services Co's quarterly market cap
increased
from Sep. 2025 ($36.37 Mil) to Dec. 2025 ($37.95 Mil) and
increased
from Dec. 2025 ($37.95 Mil) to Mar. 2026 ($40.35 Mil).
Woodlands Financial Services Co's annual market cap
declined
from Dec. 2023 ($28.60 Mil) to Dec. 2024 ($27.94 Mil) but then
increased
from Dec. 2024 ($27.94 Mil) to Dec. 2025 ($37.95 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Woodlands Financial Services Co's Enterprise Value for Today is $8.52 Mil.
Woodlands Financial Services Co (OTCPK:WDFN) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Woodlands Financial Services Co Market Cap Related Terms
Woodlands Financial Services Co Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Woodlands Financial Services Co's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodlands Financial Services Co Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Woodlands Financial Services Co's Market Cap distribution charts can be found below:
* The bar in red indicates where Woodlands Financial Services Co's Market Cap falls into.
Woodlands Financial Services Co Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodlands Financial Services Co (WDFN) has a Market Cap of $44.78 Mil as of Jun. 27, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Woodlands Financial Services Co and its competitors. According to the industry distribution chart, Woodlands Financial Services Co ranks #1400 out of 1544 companies in the Banks industry, placing it in the top 90.7%.
Is Woodlands Financial Services Co's Market Cap too high?
Woodlands Financial Services Co's current Market Cap is $44.78 Mil. The Banks industry median Market Cap is 705.40. Woodlands Financial Services Co's value of $44.78 Mil is 93.7% below this industry median. Based on the distribution chart, Woodlands Financial Services Co ranks #1400 out of 1544 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's Market Cap compare to ESBS and SOUB?
According to the Banks industry distribution chart, Woodlands Financial Services Co ranks #1400 out of 1544 companies for Market Cap. This places Woodlands Financial Services Co in the lower half of its industry. The industry median Market Cap is 705.40. Woodlands Financial Services Co's value of $44.78 Mil is 93.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 705.40, based on 1,544 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodlands Financial Services Co's current Market Cap of $44.78 Mil is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Woodlands Financial Services Co and its competitors. For the Banks industry, the median Market Cap is 705.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodlands Financial Services Co's current Market Cap is $44.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.91, compared to a current price of $32.00 — trading 28.5% above its estimated fair value. The current Market Cap is $44.78 Mil and 93.7% below the Banks industry median of 705.40. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current Market Cap is $44.78 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?
Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued.
The current stock price of $32.00 is trading 28.5% above its estimated GF Value™ of $24.91.
GuruFocus considers Woodlands Financial Services Co to be Modestly Overvalued.
Key valuation signals for WDFN:
Market Cap: $44.78 Mil
GF Value™: $24.91 vs. price of $32.00 (28.5% above fair value)
Industry Position: 93.7% below the Banks median (#1400 of 1544)
No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodlands Financial Services Co Business Description
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score
Get the complete analysis for WDFN
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