WDFN (Woodlands Financial Services Co) Growth Rank: 2 (As of Jul. 31, 2026) — 33% Below Median

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WDFN Woodlands Financial Services Co WDFN
57 GF Score
Price $33.26
GF Value $24.97
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Woodlands Financial Services Co Growth Rank?

Woodlands Financial Services Co WDFN 57 Growth Rank is 2 as of Jul. 31, 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates WDFN with a GF Score™ of 57/100 and a GF Value™ of $24.97 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Woodlands Financial Services Co has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Woodlands Financial Services Co Growth Rank Related Terms

WDFN vs LUMB, SCYT, ESBS: Growth Rank Comparison

For the Banks - Regional subindustry, Woodlands Financial Services Co's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Woodlands Financial Services Co Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Woodlands Financial Services Co's Growth Rank distribution charts can be found below:

* The bar in red indicates where Woodlands Financial Services Co's Growth Rank falls into.


WDFN
57GF Score
Woodlands Financial Services Co WDFN
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Woodlands Financial Services Co (WDFN) has a Growth Rank of 2 as of Jul. 31, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Woodlands Financial Services Co and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, Woodlands Financial Services Co's Growth Rank has ranged from 1.00 to 9.00.
Is Woodlands Financial Services Co's Growth Rank too high?
Woodlands Financial Services Co's current Growth Rank of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's Growth Rank compare to LUMB and SCYT?
Woodlands Financial Services Co's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Woodlands Financial Services Co's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Woodlands Financial Services Co and its competitors. Woodlands Financial Services Co's current Growth Rank is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.97, compared to a current price of $33.26 — trading 33.2% above its estimated fair value. The current Growth Rank is 2, which is 33% below median its 10-year median of 3.00. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current Growth Rank is 2 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?

Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued. The current stock price of $33.26 is trading 33.2% above its estimated GF Value™ of $24.97. GuruFocus considers Woodlands Financial Services Co to be Significantly Overvalued.

Key valuation signals for WDFN:

  • Growth Rank: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: $24.97 vs. price of $33.26 (33.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woodlands Financial Services Co Business Description

Address 213 West Fourth Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.26
Price
$24.97
GF Value