WDFN (Woodlands Financial Services Co) Momentum Rank: 3 (As of Sep. 02, 2026) — 50% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WDFN Woodlands Financial Services Co WDFN
57 GF Score
Price $36.72
GF Value $26.24
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Woodlands Financial Services Co Momentum Rank?

Woodlands Financial Services Co WDFN +4.91% 57 Momentum Rank is 3 as of Sep. 02, 2026, which is 50% above its 10-year median of 2.00. GuruFocus rates WDFN with a GF Score™ of 57/100 and a GF Value™ of $26.24 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Woodlands Financial Services Co has the Momentum Rank of 3.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Woodlands Financial Services Co Momentum Rank Related Terms

WDFN vs SSBP, ESBS, SCYT: Momentum Rank Comparison

For the Banks - Regional subindustry, Woodlands Financial Services Co's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Woodlands Financial Services Co Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Woodlands Financial Services Co's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Woodlands Financial Services Co's Momentum Rank falls into.


WDFN
57GF Score
Woodlands Financial Services Co WDFN
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 3 mean?
Woodlands Financial Services Co (WDFN) has a Momentum Rank of 3 as of Sep. 02, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Woodlands Financial Services Co and its competitors. This is 50% above median its historical median of 2.00. Over the past decade, Woodlands Financial Services Co's Momentum Rank has ranged from 1.00 to 10.00.
Is Woodlands Financial Services Co's Momentum Rank too high?
Woodlands Financial Services Co's current Momentum Rank of 3 is 50% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's Momentum Rank compare to SSBP and ESBS?
Woodlands Financial Services Co's Momentum Rank of 3 can be compared against companies in the Banks industry. Historically, Woodlands Financial Services Co's own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Woodlands Financial Services Co and its competitors. Woodlands Financial Services Co's current Momentum Rank is 3, which is 50% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.24, compared to a current price of $36.72 — trading 39.9% above its estimated fair value. The current Momentum Rank is 3, which is 50% above median its 10-year median of 2.00. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current Momentum Rank is 3 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?

Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued. The current stock price of $36.72 is trading 39.9% above its estimated GF Value™ of $26.24. GuruFocus considers Woodlands Financial Services Co to be Significantly Overvalued.

Key valuation signals for WDFN:

  • Momentum Rank: 3 (50% above median its 10-year median of 2.00)
  • GF Value™: $26.24 vs. price of $36.72 (39.9% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woodlands Financial Services Co Business Description

Address 213 West Fourth Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score

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Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.72
Price
$26.24
GF Value