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WDFN (Woodlands Financial Services Co) PB Ratio : 0.77 (As of Dec. 14, 2024)


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What is Woodlands Financial Services Co PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-14), Woodlands Financial Services Co's share price is $20.15. Woodlands Financial Services Co's Book Value per Share for the quarter that ended in Sep. 2024 was $26.24. Hence, Woodlands Financial Services Co's PB Ratio of today is 0.77.

The historical rank and industry rank for Woodlands Financial Services Co's PB Ratio or its related term are showing as below:

WDFN' s PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 1   Max: 1.37
Current: 0.77

During the past 13 years, Woodlands Financial Services Co's highest PB Ratio was 1.37. The lowest was 0.68. And the median was 1.00.

WDFN's PB Ratio is ranked better than
64.53% of 1528 companies
in the Banks industry
Industry Median: 0.94 vs WDFN: 0.77

During the past 12 months, Woodlands Financial Services Co's average Book Value Per Share Growth Rate was 1.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -10.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -1.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Woodlands Financial Services Co was 37.10% per year. The lowest was -11.80% per year. And the median was 8.05% per year.

Back to Basics: PB Ratio


Woodlands Financial Services Co PB Ratio Historical Data

The historical data trend for Woodlands Financial Services Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Woodlands Financial Services Co PB Ratio Chart

Woodlands Financial Services Co Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 0.84 0.91 1.06 0.86

Woodlands Financial Services Co Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.86 0.71 0.76 0.77

Competitive Comparison of Woodlands Financial Services Co's PB Ratio

For the Banks - Regional subindustry, Woodlands Financial Services Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woodlands Financial Services Co's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Woodlands Financial Services Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Woodlands Financial Services Co's PB Ratio falls into.



Woodlands Financial Services Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Woodlands Financial Services Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=20.15/26.243
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Woodlands Financial Services Co  (OTCPK:WDFN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Woodlands Financial Services Co PB Ratio Related Terms

Thank you for viewing the detailed overview of Woodlands Financial Services Co's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Woodlands Financial Services Co Business Description

Traded in Other Exchanges
N/A
Address
2450 E. Third Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.