The Chiba Bank (TSE:8331) Effective Interest Rate on Debt % : 2.70% (As of Mar. 2025)

View and export this data going back to 1970. Start your Free Trial

What is The Chiba Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Chiba Bank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was 円90,228 Mil. The Chiba Bank's average total debt for the quarter that ended in Mar. 2025 was 円3,339,665 Mil. Therefore, The Chiba Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 2.70%.

The Chiba Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for The Chiba Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Chiba Bank Effective Interest Rate on Debt % Chart

The Chiba Bank Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Effective Interest Rate on Debt %

Get a 7-Day Free Trial

0.97

0.52

1.55

2.49

2.75

The Chiba Bank Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															2.65	2.33	2.04	2.66	2.70

Competitive Comparison of The Chiba Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, The Chiba Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Chiba Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, The Chiba Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where The Chiba Bank's Effective Interest Rate on Debt % falls into.

Save Embed

;

Save Embed

;

The Chiba Bank Effective Interest Rate on Debt % Calculation

The Chiba Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2024 )	+	Total Debt (A: Mar. 2025 ))	/ count )
=	-1 * -86263	/	( (3158999	+	3114190)	/ 2 )
=	-1 * -86263	/	3136594.5
=	2.75 %

where

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3158999	+	0
=	3158999

	Total Debt (A: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3114190	+	0
=	3114190

The Chiba Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2024 )	+	Total Debt (Q: Mar. 2025 ))	/ count )
=	-1 * -90228	/	( (3565140	+	3114190)	/ 2 )
=	-1 * -90228	/	3339665
=	2.70 %

where

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3565140	+	0
=	3565140

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3114190	+	0
=	3114190

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

The Chiba Bank (TSE:8331) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

The Chiba Bank Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of The Chiba Bank's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

The Chiba Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » The Chiba Bank Ltd (TSE:8331) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

CHBAY:USA CBR:Germany

Address

1-2 Chiba-Minato, Chuo-ku, Chiba-shi, Chiba, JPN, 260-8720

Website

https://www.chibabank.co.jp

The Chiba Bank Ltd provides banking products and services in Japan. Its only operating segment includes banking. The bank provides a wide range of services, including banking services like deposits, loans, and foreign exchange transactions; financial services such as leasing, securities brokerage, and credit cards; software development services; and business management and staffing services.

The Chiba Bank Headlines

No Headlines