Habib BankKAR:HBL -1.33%58 Forward Dividend Yield % is 8.27% as of Jun. 30, 2026. GuruFocus rates KAR:HBL with a GF Score™ of 58/100 and a GF Value™ of ₨171.78 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,248 Banks companies, Habib Bank ranks better than 93.59% on this metric.
As of today (2026-06-30), the Forward Annual Dividend Yield of Habib Bank is 8.27%.
As of today (2026-06-30), the Trailing Annual Dividend Yield of Habib Bank is 7.41%.
KAR:HBL's Forward Dividend Yield % is ranked better than 93.59% of 1248
companies
in the Banks industry
Industry Median: 3.14
vs KAR:HBL: 8.27
During the past 12 months, Habib Bank's average Dividends Per Share Growth Rate was 23.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 34.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 40.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Habib Bank was 51.10% per year. The lowest was -37.00% per year. And the median was 24.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Habib Bank (KAR:HBL) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Habib Bank Forward Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Habib Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Habib Bank Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Habib Bank's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Habib Bank's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Habib Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PKR 6.000000
2026-04-28
2026-04-28
2026-05-06
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 6.000000
2026-03-19
2026-03-19
2026-04-06
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 5.000000
2025-10-31
2025-11-03
2025-11-11
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 4.500000
2025-08-08
2025-08-11
2025-08-20
Cash Dividend
quarterly
PKR:PKR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Habib Bank's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
24
/
290.19
=
8.27 %
Current Share Price is ₨290.19. Habib Bank's Dividends per Share for the forward twelve months is calculated as ₨6 * 4 = ₨24.
Habib Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
21.5
/
290.19
=
7.41 %
Current Share Price is ₨290.19. Habib Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₨21.5.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 8.27% mean?
Habib Bank (KAR:HBL) has a Forward Dividend Yield % of 8.27% as of Jun. 30, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Habib Bank and its competitors. According to the industry distribution chart, Habib Bank ranks #80 out of 1248 companies in the Banks industry, placing it in the top 6.4%.
Is Habib Bank's Forward Dividend Yield % too high?
Habib Bank's current Forward Dividend Yield % is 8.27%. The Banks industry median Forward Dividend Yield % is 3.14. Habib Bank's value of 8.27% is 163.4% above this industry median. Based on the distribution chart, Habib Bank ranks #80 out of 1248 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Habib Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Bank's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Habib Bank ranks #80 out of 1248 companies for Forward Dividend Yield %. This places Habib Bank in the top 6% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.14. Habib Bank's value of 8.27% is 163.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Habib Bank's current Forward Dividend Yield % of 8.27% is 163.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Habib Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Habib Bank's current Forward Dividend Yield % is 8.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Bank (KAR:HBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨171.78, compared to a current price of ₨290.19 — trading 68.9% above its estimated fair value. The current Forward Dividend Yield % is 8.27% and 163.4% above the Banks industry median of 3.14. Habib Bank's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Habib Bank (KAR:HBL), the current Forward Dividend Yield % is 8.27% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Habib Bank (KAR:HBL) Overvalued in 2026?
Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued.
The current stock price of ₨290.19 is trading 68.9% above its estimated GF Value™ of ₨171.78.
GuruFocus considers Habib Bank to be Significantly Overvalued.
Key valuation signals for KAR:HBL:
Forward Dividend Yield %: 8.27%
GF Value™: ₨171.78 vs. price of ₨290.19 (68.9% above fair value)
Industry Position: 163.4% above the Banks median (#80 of 1248)
No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
58GF Score
Get the complete analysis for KAR:HBL
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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