Habib Bank (KAR:HBL) Valuation Rank


KAR:HBL Habib Bank Ltd KAR:HBL
59 GF Score
Price ₨318.59
GF Value ₨172.81
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Habib Bank Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Habib Bank Valuation Rank Related Terms

KAR:HBL
59GF Score
Habib Bank Ltd KAR:HBL
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Habib Bank (KAR:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued. The current stock price of ₨318.59 is trading 84.4% above its estimated GF Value™ of ₨172.81. GuruFocus considers Habib Bank to be Significantly Overvalued.

Key valuation signals for KAR:HBL:

  • Valuation Rank:
  • GF Value™: ₨172.81 vs. price of ₨318.59 (84.4% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Habib Bank Business Description

Address HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, PAK, 75650
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
59GF Score

Get the complete analysis for KAR:HBL

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨318.59
Price
₨172.81
GF Value