Habib Bank (KAR:HBL) Institutional Ownership: 3.71% (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:HBL Habib Bank Ltd KAR:HBL
56 GF Score
Price ₨326.21
GF Value ₨175.72
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Habib Bank Institutional Ownership?

Habib Bank KAR:HBL +0.49% 56 Institutional Ownership is 3.71% as of Aug. 11, 2026. GuruFocus rates KAR:HBL with a GF Score™ of 56/100 and a GF Value™ of ₨175.72 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Habib Bank's institutional ownership is 3.71%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Habib Bank's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Habib Bank's Float Percentage Of Total Shares Outstanding is 0.00%.

Habib Bank Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Habib Bank's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Habib Bank Institutional Ownership Chart

Habib Bank Historical Data

The historical data trend for Habib Bank can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 4.15 4.11 4.08 4.11 4.10 3.67 3.66 3.72 3.69 3.71
KAR:HBL
56GF Score
Habib Bank Ltd KAR:HBL
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Habib Bank Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 3.71% mean?
Habib Bank (KAR:HBL) has a Institutional Ownership of 3.71% as of Aug. 11, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Habib Bank and its competitors.
Is Habib Bank's Institutional Ownership too high?
Habib Bank's current Institutional Ownership is 3.71%. Overall, Habib Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Bank's Institutional Ownership compare to competitors?
Habib Bank's Institutional Ownership of 3.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Habib Bank and its competitors. Habib Bank's current Institutional Ownership is 3.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Bank (KAR:HBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨175.72, compared to a current price of ₨326.21 — trading 85.6% above its estimated fair value. The current Institutional Ownership is 3.71%. Habib Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Habib Bank (KAR:HBL), the current Institutional Ownership is 3.71% as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Bank (KAR:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued. The current stock price of ₨326.21 is trading 85.6% above its estimated GF Value™ of ₨175.72. GuruFocus considers Habib Bank to be Significantly Overvalued.

Key valuation signals for KAR:HBL:

  • Institutional Ownership: 3.71%
  • GF Value™: ₨175.72 vs. price of ₨326.21 (85.6% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Habib Bank Business Description

Address HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, PAK, 75650
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
56GF Score

Get the complete analysis for KAR:HBL

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨326.21
Price
₨175.72
GF Value