Habib Bank (KAR:HBL) Total Liabilities: ₨7,652,874 Mil (As of Mar. 2026)


KAR:HBL Habib Bank Ltd KAR:HBL
55 GF Score
Price ₨313.78
GF Value ₨173.06
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Habib Bank Total Liabilities?

Habib Bank KAR:HBL +1.58% 55 Total Liabilities is ₨7,652,874 Mil as of Mar. 2026. GuruFocus rates KAR:HBL with a GF Score™ of 55/100 and a GF Value™ of ₨173.06 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Habib Bank's Total Liabilities for the quarter that ended in Mar. 2026 was ₨7,652,874 Mil.

Habib Bank's quarterly Total Liabilities increased from Sep. 2025 (₨6,779,327.40 Mil) to Dec. 2025 (₨7,219,529.52 Mil) and increased from Dec. 2025 (₨7,219,529.52 Mil) to Mar. 2026 (₨7,652,874.29 Mil).

Habib Bank's annual Total Liabilities increased from Dec. 2023 (₨5,168,327.65 Mil) to Dec. 2024 (₨5,644,314.78 Mil) and increased from Dec. 2024 (₨5,644,314.78 Mil) to Dec. 2025 (₨7,219,529.52 Mil).

Habib Bank Total Liabilities Historical Data

* Premium members only.

The historical data trend for Habib Bank's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Habib Bank Total Liabilities Chart

Habib Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,033,782.34 4,353,784.30 5,168,327.65 5,644,314.78 7,219,529.52

Habib Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,512,503.88 7,165,305.33 6,779,327.40 7,219,529.52 7,652,874.29
KAR:HBL
55GF Score
Habib Bank Ltd KAR:HBL
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Habib Bank Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Habib Bank's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=7708144.22-488614.705
=7,219,530

Habib Bank's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=8108712.987-455838.697
=7,652,874

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₨7,652,874 Mil mean?
Habib Bank (KAR:HBL) has a Total Liabilities of ₨7,652,874 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Habib Bank and its competitors.
Is Habib Bank's Total Liabilities too high?
Habib Bank's current Total Liabilities is ₨7,652,874 Mil. Overall, Habib Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Bank's Total Liabilities compare to competitors?
Habib Bank's Total Liabilities of ₨7,652,874 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Habib Bank and its competitors. Habib Bank's current Total Liabilities is ₨7,652,874 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Bank (KAR:HBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨173.06, compared to a current price of ₨313.78 — trading 81.3% above its estimated fair value. The current Total Liabilities is ₨7,652,874 Mil. Habib Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Habib Bank (KAR:HBL), the current Total Liabilities is ₨7,652,874 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Bank (KAR:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued. The current stock price of ₨313.78 is trading 81.3% above its estimated GF Value™ of ₨173.06. GuruFocus considers Habib Bank to be Significantly Overvalued.

Key valuation signals for KAR:HBL:

  • Total Liabilities: ₨7,652,874 Mil
  • GF Value™: ₨173.06 vs. price of ₨313.78 (81.3% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Habib Bank Business Description

Address HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, PAK, 75650
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
55GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨313.78
Price
₨173.06
GF Value