Habib Bank (KAR:HBL) Beginning Cash Position: ₨530,607 Mil (As of Jun. 2026)

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KAR:HBL Habib Bank Ltd KAR:HBL
55 GF Score
Price ₨338.16
GF Value ₨174.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Habib Bank Beginning Cash Position?

Habib Bank KAR:HBL +1.33% 55 Beginning Cash Position is ₨530,607 Mil as of Jun. 2026. GuruFocus rates KAR:HBL with a GF Score™ of 55/100 and a GF Value™ of ₨174.93 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Habib Bank's Beginning Cash Position for the quarter that ended in Jun. 2026 was ₨530,607 Mil.

Habib Bank's quarterly Beginning Cash Position increased from Dec. 2025 (₨556,848 Mil) to Mar. 2026 (₨617,804 Mil) but then declined from Mar. 2026 (₨617,804 Mil) to Jun. 2026 (₨530,607 Mil).

Habib Bank's annual Beginning Cash Position increased from Dec. 2023 (₨330,873 Mil) to Dec. 2024 (₨624,857 Mil) but then declined from Dec. 2024 (₨624,857 Mil) to Dec. 2025 (₨515,889 Mil).


Habib Bank Beginning Cash Position Related Terms


Habib Bank Beginning Cash Position Historical Data

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The historical data trend for Habib Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Habib Bank Beginning Cash Position Chart

Habib Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 422,601.82 482,746.45 330,873.00 624,857.32 515,888.70

Habib Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 545,851.27 675,833.75 556,848.33 617,803.86 530,607.41
KAR:HBL
55GF Score
Habib Bank Ltd KAR:HBL
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Habib Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ₨530,607 Mil mean?
Habib Bank (KAR:HBL) has a Beginning Cash Position of ₨530,607 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Habib Bank and its competitors.
Is Habib Bank's Beginning Cash Position too high?
Habib Bank's current Beginning Cash Position is ₨530,607 Mil. Overall, Habib Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Bank's Beginning Cash Position compare to competitors?
Habib Bank's Beginning Cash Position of ₨530,607 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Habib Bank and its competitors. Habib Bank's current Beginning Cash Position is ₨530,607 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Bank (KAR:HBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨174.93, compared to a current price of ₨338.16 — trading 93.3% above its estimated fair value. The current Beginning Cash Position is ₨530,607 Mil. Habib Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Habib Bank (KAR:HBL), the current Beginning Cash Position is ₨530,607 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Bank (KAR:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued. The current stock price of ₨338.16 is trading 93.3% above its estimated GF Value™ of ₨174.93. GuruFocus considers Habib Bank to be Significantly Overvalued.

Key valuation signals for KAR:HBL:

  • Beginning Cash Position: ₨530,607 Mil
  • GF Value™: ₨174.93 vs. price of ₨338.16 (93.3% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Habib Bank Business Description

Address HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, PAK, 75650
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
55GF Score

Get the complete analysis for KAR:HBL

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨338.16
Price
₨174.93
GF Value