Habib Bank (KAR:HBL) Market Cap: ₨450,984 Mil (As of Jul. 02, 2026)


KAR:HBL Habib Bank Ltd KAR:HBL
58 GF Score
Price ₨307.45
GF Value ₨172.29
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Habib Bank Market Cap?

Habib Bank KAR:HBL +5.22% 58 Market Cap is ₨450,984 Mil as of Jul. 02, 2026. GuruFocus rates KAR:HBL with a GF Score™ of 58/100 and a GF Value™ of ₨172.29 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,546 Banks companies, Habib Bank ranks better than 64.04% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Habib Bank's share price for the quarter that ended in Mar. 2026 was ₨248.59. Habib Bank's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 1,467 Mil. Therefore, Habib Bank's market cap for the quarter that ended in Mar. 2026 was ₨364,645 Mil.

Habib Bank's quarterly market cap increased from Sep. 2025 (₨428,614 Mil) to Dec. 2025 (₨474,395 Mil) but then declined from Dec. 2025 (₨474,395 Mil) to Mar. 2026 (₨364,645 Mil).

Habib Bank's annual market cap increased from Dec. 2023 (₨162,586 Mil) to Dec. 2024 (₨255,907 Mil) and increased from Dec. 2024 (₨255,907 Mil) to Dec. 2025 (₨474,395 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Habib Bank's Enterprise Value for Today is ₨104,310 Mil.


Habib Bank  (KAR:HBL) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Habib Bank Market Cap Related Terms


Habib Bank Market Cap Historical Data

* Premium members only.

The historical data trend for Habib Bank's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Habib Bank Market Cap Chart

Habib Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 171,064.40 93,482.54 162,585.99 255,907.17 474,394.93

Habib Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 224,120.47 262,845.39 428,614.45 474,394.93 364,644.99

Habib Bank Market Cap Competitor Comparison

For the Banks - Regional subindustry, Habib Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Habib Bank Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Habib Bank's Market Cap distribution charts can be found below:

* The bar in red indicates where Habib Bank's Market Cap falls into.


KAR:HBL
58GF Score
Habib Bank Ltd KAR:HBL
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Habib Bank Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Habib Bank's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=₨323.41*1466.853
=₨474,395

Habib Bank's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=₨248.59*1466.853
=₨364,645

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of ₨450,984 Mil mean?
Habib Bank (KAR:HBL) has a Market Cap of ₨450,984 Mil as of Jul. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Habib Bank and its competitors. According to the industry distribution chart, Habib Bank ranks #556 out of 1546 companies in the Banks industry, placing it in the top 36%.
Is Habib Bank's Market Cap too high?
Habib Bank's current Market Cap is ₨450,984 Mil. Based on the distribution chart, Habib Bank ranks #556 out of 1546 companies in the Banks industry, which is above the industry midpoint. Overall, Habib Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Bank's Market Cap compare to competitors?
According to the Banks industry distribution chart, Habib Bank ranks #556 out of 1546 companies for Market Cap. This puts Habib Bank in the upper half of its industry. The industry median Market Cap is 710.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 710.52, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Habib Bank and its competitors. For the Banks industry, the median Market Cap is 710.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Habib Bank's current Market Cap is ₨450,984 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Bank (KAR:HBL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨172.29, compared to a current price of ₨307.45 — trading 78.4% above its estimated fair value. The current Market Cap is ₨450,984 Mil. Habib Bank's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Habib Bank (KAR:HBL), the current Market Cap is ₨450,984 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Bank (KAR:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Bank stock appears to be overvalued. The current stock price of ₨307.45 is trading 78.4% above its estimated GF Value™ of ₨172.29. GuruFocus considers Habib Bank to be Significantly Overvalued.

Key valuation signals for KAR:HBL:

  • Market Cap: ₨450,984 Mil
  • GF Value™: ₨172.29 vs. price of ₨307.45 (78.4% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the KAR:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Habib Bank Business Description

Address HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, PAK, 75650
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
58GF Score

Get the complete analysis for KAR:HBL

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨307.45
Price
₨172.29
GF Value