SSBI (Summit State Bank) Forward Dividend Yield %: 0.00% (As of Sep. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSBI Summit State Bank SSBI
60 GF Score
Price $12.87
GF Value $9.88
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Summit State Bank Forward Dividend Yield %?

Summit State Bank SSBI +1.02% 60 Forward Dividend Yield % is 0.00% as of Sep. 09, 2026. GuruFocus rates SSBI with a GF Score™ of 60/100 and a GF Value™ of $9.88 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,237 Banks companies, Summit State Bank ranks worse than 80840.66% on this metric.

As of today (2026-09-09), the Forward Annual Dividend Yield of Summit State Bank is 0.00%.

As of today (2026-09-09), the Trailing Annual Dividend Yield of Summit State Bank is 0.00%.

SSBI's Forward Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 3.02
* Ranked among companies with meaningful Forward Dividend Yield % only.

Summit State Bank's Dividends per Share for the three months ended in Mar. 2026 was $0.00.

During the past 12 months, Summit State Bank's average Dividends Per Share Growth Rate was -100.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Summit State Bank was 26.00% per year. The lowest was -14.40% per year. And the median was 3.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Summit State Bank  (NAS:SSBI) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Summit State Bank Forward Dividend Yield % Related Terms


SSBI vs BKOR, CIWV, SLRK: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Summit State Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Summit State Bank Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Summit State Bank's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Summit State Bank's Forward Dividend Yield % falls into.


SSBI
60GF Score
Summit State Bank SSBI
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Summit State Bank Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

What does a Forward Dividend Yield % of 0.00% mean?
Summit State Bank (SSBI) has a Forward Dividend Yield % of 0.00% as of Sep. 09, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Summit State Bank and its competitors. According to the industry distribution chart, Summit State Bank ranks #999999 out of 1237 companies in the Banks industry.
Is Summit State Bank's Forward Dividend Yield % too high?
Summit State Bank's current Forward Dividend Yield % is 0.00%. Based on the distribution chart, Summit State Bank ranks #999999 out of 1237 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Summit State Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit State Bank's Forward Dividend Yield % compare to BKOR and CIWV?
According to the Banks industry distribution chart, Summit State Bank ranks #999999 out of 1237 companies for Forward Dividend Yield %. This places Summit State Bank in the lower half of its industry. The industry median Forward Dividend Yield % is 3.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.02, based on 1,237 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Summit State Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit State Bank's current Forward Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit State Bank stock overvalued right now?
Based on GuruFocus' analysis, Summit State Bank (SSBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.88, compared to a current price of $12.87 — trading 30.3% above its estimated fair value. The current Forward Dividend Yield % is 0.00%. Summit State Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Summit State Bank (SSBI), the current Forward Dividend Yield % is 0.00% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit State Bank (SSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Summit State Bank stock appears to be overvalued. The current stock price of $12.87 is trading 30.3% above its estimated GF Value™ of $9.88. GuruFocus considers Summit State Bank to be Modestly Overvalued.

Key valuation signals for SSBI:

  • Forward Dividend Yield %: 0.00%
  • GF Value™: $9.88 vs. price of $12.87 (30.3% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the SSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Summit State Bank Business Description

Address 500 Bicentennial Way, Santa Rosa, CA, USA, 95403
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
60GF Score

Get the complete analysis for SSBI

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.87
Price
$9.88
GF Value