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Summit State BankSSBI 60 1-Year Share Buyback Ratio is 0.10 as of Mar. 2026. GuruFocus rates SSBI with a GF Score™ of 60/100 and a GF Value™ of $9.88 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 890 Banks companies, Summit State Bank ranks better than 56.29% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Summit State Bank's current 1-Year Share Buyback Ratio was 0.10%.
SSBI's 1-Year Share Buyback Ratio is ranked better than 56.29% of 890
companies
in the Banks industry
Industry Median: -0.1
vs SSBI: 0.10
Summit State Bank (NAS:SSBI) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Summit State Bank 1-Year Share Buyback Ratio Related Terms
SSBI vs BKOR, CIWV, SLRK: 1-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Summit State Bank's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summit State Bank 1-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Summit State Bank's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Summit State Bank's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of 0.10 mean?
Summit State Bank (SSBI) has a 1-Year Share Buyback Ratio of 0.10 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Summit State Bank and its competitors. According to the industry distribution chart, Summit State Bank ranks #389 out of 890 companies in the Banks industry, placing it in the top 43.7%.
Is Summit State Bank's 1-Year Share Buyback Ratio too high?
Summit State Bank's current 1-Year Share Buyback Ratio is 0.10. Based on the distribution chart, Summit State Bank ranks #389 out of 890 companies in the Banks industry, which is above the industry midpoint. Overall, Summit State Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit State Bank's 1-Year Share Buyback Ratio compare to BKOR and CIWV?
According to the Banks industry distribution chart, Summit State Bank ranks #389 out of 890 companies for 1-Year Share Buyback Ratio. This puts Summit State Bank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Summit State Bank and its competitors. Summit State Bank's current 1-Year Share Buyback Ratio is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit State Bank stock overvalued right now?
Based on GuruFocus' analysis, Summit State Bank (SSBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.88, compared to a current price of $12.74 — trading 28.9% above its estimated fair value. The current 1-Year Share Buyback Ratio is 0.10. Summit State Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Summit State Bank (SSBI), the current 1-Year Share Buyback Ratio is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summit State Bank (SSBI) Overvalued in 2026?
Based on GuruFocus' analysis, Summit State Bank stock appears to be overvalued.
The current stock price of $12.74 is trading 28.9% above its estimated GF Value™ of $9.88.
GuruFocus considers Summit State Bank to be Modestly Overvalued.
Key valuation signals for SSBI:
1-Year Share Buyback Ratio: 0.10
GF Value™: $9.88 vs. price of $12.74 (28.9% above fair value)
No single metric tells the full story. See the SSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
60GF Score
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1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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