SSBI (Summit State Bank) Total Stockholders Equity: $102.66 Mil (As of Mar. 2026)

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SSBI Summit State Bank SSBI
60 GF Score
Price $12.74
GF Value $9.88
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Summit State Bank Total Stockholders Equity?

Summit State Bank SSBI 60 Total Stockholders Equity is $102.66 Mil as of Mar. 2026. GuruFocus rates SSBI with a GF Score™ of 60/100 and a GF Value™ of $9.88 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Summit State Bank's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $102.66 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Summit State Bank's Book Value per Share for the quarter that ended in Mar. 2026 was $15.16. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Summit State Bank's Debt-to-Equity for the quarter that ended in Mar. 2026 was 0.06.

Summit State Bank  (NAS:SSBI) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Summit State Bank's Book Value per Share for the quarter that ended in Mar. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(102.661-0)/6.772
=15.16

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Summit State Bank's Debt-to-Equity for the quarter that ended in Mar. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 5.953) / 102.661
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit State Bank Total Stockholders Equity Related Terms

Summit State Bank Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Summit State Bank's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit State Bank Total Stockholders Equity Chart

Summit State Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84.28 88.55 97.68 91.72 101.17

Summit State Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 98.11 99.73 101.17 102.66 101.36
SSBI
60GF Score
Summit State Bank SSBI
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $102.66 Mil mean?
Summit State Bank (SSBI) has a Total Stockholders Equity of $102.66 Mil as of Mar. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Summit State Bank and its competitors.
Is Summit State Bank's Total Stockholders Equity too high?
Summit State Bank's current Total Stockholders Equity is $102.66 Mil. Overall, Summit State Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit State Bank's Total Stockholders Equity compare to BKOR and CIWV?
Summit State Bank's Total Stockholders Equity of $102.66 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Summit State Bank and its competitors. Summit State Bank's current Total Stockholders Equity is $102.66 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit State Bank stock overvalued right now?
Based on GuruFocus' analysis, Summit State Bank (SSBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.88, compared to a current price of $12.74 — trading 28.9% above its estimated fair value. The current Total Stockholders Equity is $102.66 Mil. Summit State Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Summit State Bank (SSBI), the current Total Stockholders Equity is $102.66 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit State Bank (SSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Summit State Bank stock appears to be overvalued. The current stock price of $12.74 is trading 28.9% above its estimated GF Value™ of $9.88. GuruFocus considers Summit State Bank to be Modestly Overvalued.

Key valuation signals for SSBI:

  • Total Stockholders Equity: $102.66 Mil
  • GF Value™: $9.88 vs. price of $12.74 (28.9% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the SSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit State Bank Business Description

Address 500 Bicentennial Way, Santa Rosa, CA, USA, 95403
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
60GF Score

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Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.74
Price
$9.88
GF Value