SSBI (Summit State Bank) 9-Day RSI: 40.90 (As of Sep. 09, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSBI Summit State Bank SSBI
60 GF Score
Price $12.74
GF Value $9.88
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Summit State Bank 9-Day RSI?

Summit State Bank SSBI 60 9-Day RSI is 40.90 as of Sep. 09, 2026. GuruFocus rates SSBI with a GF Score™ of 60/100 and a GF Value™ of $9.88 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,599 Banks companies, Summit State Bank ranks better than 79.74% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-09-09), Summit State Bank's 9-Day RSI is 40.90.

The industry rank for Summit State Bank's 9-Day RSI or its related term are showing as below:

SSBI's 9-Day RSI is ranked better than
79.74% of 1599 companies
in the Banks industry
Industry Median: 52.24 vs SSBI: 40.90

Summit State Bank  (NAS:SSBI) 9-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Summit State Bank 9-Day RSI Related Terms


SSBI vs BKOR, CIWV, SLRK: 9-Day RSI Comparison

For the Banks - Regional subindustry, Summit State Bank's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Summit State Bank 9-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Summit State Bank's 9-Day RSI distribution charts can be found below:

* The bar in red indicates where Summit State Bank's 9-Day RSI falls into.


SSBI
60GF Score
Summit State Bank SSBI
9-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Summit State Bank  (NAS:SSBI) 9-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 9-Day RSI →
What does a 9-Day RSI of 40.90 mean?
Summit State Bank (SSBI) has a 9-Day RSI of 40.90 as of Sep. 09, 2026. According to the industry distribution chart, Summit State Bank ranks #324 out of 1599 companies in the Banks industry, placing it in the top 20.3%.
Is Summit State Bank's 9-Day RSI too high?
Summit State Bank's current 9-Day RSI is 40.90. The Banks industry median 9-Day RSI is 52.24. Summit State Bank's value of 40.90 is 21.7% below this industry median. Based on the distribution chart, Summit State Bank ranks #324 out of 1599 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Summit State Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit State Bank's 9-Day RSI compare to BKOR and CIWV?
According to the Banks industry distribution chart, Summit State Bank ranks #324 out of 1599 companies for 9-Day RSI. This places Summit State Bank in the top 20% of its industry — outperforming the majority of peers. The industry median 9-Day RSI is 52.24. Summit State Bank's value of 40.90 is 21.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 52.24, based on 1,599 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summit State Bank's current 9-Day RSI of 40.90 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 52.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit State Bank's current 9-Day RSI is 40.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit State Bank stock overvalued right now?
Based on GuruFocus' analysis, Summit State Bank (SSBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.88, compared to a current price of $12.74 — trading 28.9% above its estimated fair value. The current 9-Day RSI is 40.90 and 21.7% below the Banks industry median of 52.24. Summit State Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Summit State Bank (SSBI), the current 9-Day RSI is 40.90 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit State Bank (SSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Summit State Bank stock appears to be overvalued. The current stock price of $12.74 is trading 28.9% above its estimated GF Value™ of $9.88. GuruFocus considers Summit State Bank to be Modestly Overvalued.

Key valuation signals for SSBI:

  • 9-Day RSI: 40.90
  • GF Value™: $9.88 vs. price of $12.74 (28.9% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 21.7% below the Banks median (#324 of 1599)

No single metric tells the full story. See the SSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Summit State Bank Business Description

Address 500 Bicentennial Way, Santa Rosa, CA, USA, 95403
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
60GF Score

Get the complete analysis for SSBI

9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.74
Price
$9.88
GF Value