SSBI (Summit State Bank) Short-Term Debt: $0.00 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSBI Summit State Bank SSBI
60 GF Score
Price $12.74
GF Value $9.88
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Summit State Bank Short-Term Debt?

Summit State Bank SSBI 60 Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus rates SSBI with a GF Score™ of 60/100 and a GF Value™ of $9.88 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Summit State Bank's Short-Term Debt for the quarter that ended in Mar. 2026 was $0.00 Mil.

Summit State Bank Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Summit State Bank Short-Term Debt Related Terms

Summit State Bank Short-Term Debt Historical Data

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The historical data trend for Summit State Bank's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit State Bank Short-Term Debt Chart

Summit State Bank Annual Data
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Short-Term Debt
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Summit State Bank Quarterly Data
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Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
SSBI
60GF Score
Summit State Bank SSBI
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.00 Mil mean?
Summit State Bank (SSBI) has a Short-Term Debt of $0.00 Mil as of Mar. 2026.
Is Summit State Bank's Short-Term Debt too high?
Summit State Bank's current Short-Term Debt is $0.00 Mil. Overall, Summit State Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit State Bank's Short-Term Debt compare to BKOR and CIWV?
Summit State Bank's Short-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Summit State Bank's current Short-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit State Bank stock overvalued right now?
Based on GuruFocus' analysis, Summit State Bank (SSBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.88, compared to a current price of $12.74 — trading 28.9% above its estimated fair value. The current Short-Term Debt is $0.00 Mil. Summit State Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Summit State Bank (SSBI), the current Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit State Bank (SSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Summit State Bank stock appears to be overvalued. The current stock price of $12.74 is trading 28.9% above its estimated GF Value™ of $9.88. GuruFocus considers Summit State Bank to be Modestly Overvalued.

Key valuation signals for SSBI:

  • Short-Term Debt: $0.00 Mil
  • GF Value™: $9.88 vs. price of $12.74 (28.9% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the SSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit State Bank Business Description

Address 500 Bicentennial Way, Santa Rosa, CA, USA, 95403
Summit State Bank provides various banking products and services to individuals and businesses in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
60GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.74
Price
$9.88
GF Value