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SMBK (SmartFinancial) Shiller PE Ratio : 19.17 (As of Jul. 16, 2025)


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What is SmartFinancial Shiller PE Ratio?

As of today (2025-07-16), SmartFinancial's current share price is $34.89. SmartFinancial's E10 for the quarter that ended in Mar. 2025 was $1.82. SmartFinancial's Shiller PE Ratio for today is 19.17.

The historical rank and industry rank for SmartFinancial's Shiller PE Ratio or its related term are showing as below:

SMBK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.96   Med: 21.59   Max: 89.35
Current: 19.17

During the past years, SmartFinancial's highest Shiller PE Ratio was 89.35. The lowest was 11.96. And the median was 21.59.

SMBK's Shiller PE Ratio is ranked worse than
84.53% of 1202 companies
in the Banks industry
Industry Median: 11.79 vs SMBK: 19.17

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SmartFinancial's adjusted earnings per share data for the three months ended in Mar. 2025 was $0.670. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.82 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


SmartFinancial Shiller PE Ratio Historical Data

The historical data trend for SmartFinancial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SmartFinancial Shiller PE Ratio Chart

SmartFinancial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.31 26.89 20.67 16.02 17.75

SmartFinancial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.08 14.20 17.14 17.75 17.05

Competitive Comparison of SmartFinancial's Shiller PE Ratio

For the Banks - Regional subindustry, SmartFinancial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SmartFinancial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SmartFinancial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SmartFinancial's Shiller PE Ratio falls into.


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SmartFinancial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SmartFinancial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=34.89/1.82
=19.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SmartFinancial's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, SmartFinancial's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.67/134.9266*134.9266
=0.670

Current CPI (Mar. 2025) = 134.9266.

SmartFinancial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201506 0.010 100.684 0.013
201509 -0.030 100.392 -0.040
201512 0.190 99.792 0.257
201603 0.190 100.470 0.255
201606 0.150 101.688 0.199
201609 0.220 101.861 0.291
201612 0.220 101.863 0.291
201703 0.190 102.862 0.249
201706 0.200 103.349 0.261
201709 0.200 104.136 0.259
201712 0.004 104.011 0.005
201803 0.300 105.290 0.384
201806 0.320 106.317 0.406
201809 0.340 106.507 0.431
201812 0.470 105.998 0.598
201903 0.340 107.251 0.428
201906 0.650 108.070 0.812
201909 0.420 108.329 0.523
201912 0.480 108.420 0.597
202003 0.190 108.902 0.235
202006 0.410 108.767 0.509
202009 0.420 109.815 0.516
202012 0.590 109.897 0.724
202103 0.650 111.754 0.785
202106 0.580 114.631 0.683
202109 0.610 115.734 0.711
202112 0.400 117.630 0.459
202203 0.490 121.301 0.545
202206 0.610 125.017 0.658
202209 0.680 125.227 0.733
202212 0.770 125.222 0.830
202303 0.680 127.348 0.720
202306 0.520 128.729 0.545
202309 0.120 129.860 0.125
202312 0.370 129.419 0.386
202403 0.550 131.776 0.563
202406 0.480 132.554 0.489
202409 0.540 133.029 0.548
202412 0.570 133.157 0.578
202503 0.670 134.927 0.670

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SmartFinancial  (NYSE:SMBK) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


SmartFinancial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of SmartFinancial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SmartFinancial Business Description

Traded in Other Exchanges
N/A
Address
5401 Kingston Pike, Suite 600, Knoxville, TN, USA, 37919
SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
Executives
Wesley Miller Welborn director, officer: Chairman 6401 LEE HIGHWAY, STE B, CHATTANOOGA TN 37421
Rhett D. Jordan officer: Chief Credit Officer & EVP 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
John M Presley director 770 NORTH WATER STREET, ATTENTION: CORPORATE SECRETARIES DEPT., MILWAUKEE WI 53202
Steven B. Tucker director 10448 HARBOURTOWNE DRIVE, NORTHPORT AL 35475
Petty Gary Wayne Jr officer: Chief Risk Officer & EVP 6401 LEE HIGHWAY SUITE B, CHATTANOOGA TN 37421
Geoffrey Alan Wolpert director 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Ted Charles Miller director 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Keith Edward Whaley director 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
David Austin Ogle director 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Carroll William Young Jr. director, officer: President and CEO 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Cathy G Ackermann director 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Clifton N Miller director 5401 KINGSTON PIKE SUITE 600, KNOXVILLE TN 37919
Ronald J Gorczynski officer: Chief Financial Officer & EVP 3980 PREMIER DRIVE, SUITE 210, HIGH POINT NC 27265
Carroll William Young Sr. director, officer: Vice-Chairman 5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Monique Berke director 6401 LEE HIGHWAY, SUITE 119, CHATTANOOGA TN 37421