Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Accounts Payable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:MSB Vietnam Maritime Commercial Joint Stock Bank STC:MSB
69 GF Score
Price ₫13,500.00
GF Value ₫9,672.87
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Vietnam Maritime Commercial Joint Stock Bank Accounts Payable?

Accounts Payable does not apply to banks and insurance companies.

STC:MSB
69GF Score
Vietnam Maritime Commercial Joint Stock Bank STC:MSB
Accounts Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫13,500.00 is trading 39.6% above its estimated GF Value™ of ₫9,672.87. GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:MSB:

  • Accounts Payable:
  • GF Value™: ₫9,672.87 vs. price of ₫13,500.00 (39.6% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Maritime Commercial Joint Stock Bank Business Description

Address No.54A Nguyen Chi Thanh Street, Lang thuong Ward, Dong Da District, Ha Noi, VNM
Vietnam Maritime Commercial Joint Stock Bank, known as MSB, is a Vietnamese commercial bank headquartered in Hanoi. It provides retail and corporate banking services, including deposits, loans, credit cards, mortgages, insurance distribution, payment services, and digital banking through its M-Banking platform. The bank also offers trade finance, foreign exchange, treasury, and capital market services. MSB serves individual customers, small and medium-sized enterprises, and larger corporate clients across Vietnam through a nationwide branch and transaction office network. Its revenue comes primarily from net interest income on loans and deposits, supplemented by fees from cards, payments, bancassurance, and other services, along with gains from securities and treasury activities. MSB is listed on the Ho Chi Minh Stock Exchange.
69GF Score

Get the complete analysis for STC:MSB

Accounts Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,500.00
Price
₫9,672.87
GF Value