Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Risk Assessment


STC:MSB Vietnam Maritime Commercial Joint Stock Bank STC:MSB
66 GF Score
Price ₫15,800.00
GF Value ₫10,853.65
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Vietnam Maritime Commercial Joint Stock Bank Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Vietnam Maritime Commercial Joint Stock Bank is: High Risk: High uncertainty with risk-return tradeoff.

Vietnam Maritime Commercial Joint Stock Bank  (STC:MSB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Vietnam Maritime Commercial Joint Stock Bank Risk Assessment Related Terms

Vietnam Maritime Commercial Joint Stock Bank Risk Assessment Competitor Comparison

For the Banks - Regional subindustry, Vietnam Maritime Commercial Joint Stock Bank's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vietnam Maritime Commercial Joint Stock Bank Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Maritime Commercial Joint Stock Bank's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Vietnam Maritime Commercial Joint Stock Bank's Risk Assessment falls into.


STC:MSB
66GF Score
Vietnam Maritime Commercial Joint Stock Bank STC:MSB
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,800.00 is trading 45.6% above its estimated GF Value™ of ₫10,853.65. GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:MSB:

  • Risk Assessment:
  • GF Value™: ₫10,853.65 vs. price of ₫15,800.00 (45.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vietnam Maritime Commercial Joint Stock Bank Business Description

Address No.54A Nguyen Chi Thanh Street, Lang thuong Ward, Dong Da District, Ha Noi, VNM
Vietnam Maritime Commercial Joint Stock Bank is engaged in providing banking and related services including mobilizing and receiving short, medium and long-term deposits from organizations and individuals; making short, medium and long-term loans to organizations and individuals based on the nature and capability of the Bank's capital; conducting foreign exchange transactions; international trade finance services; discounting of commercial papers, bonds and other valuable papers; conducting payments and treasury services; performing capital contributions, share purchases, securities investments and other banking services. The company provides Savings, Retail Loan products, Insurance, Card Products, Payment services, E-Banking services, and other banking services.
66GF Score

Get the complete analysis for STC:MSB

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,800.00
Price
₫10,853.65
GF Value