Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Book Value per Share: ₫14,095.49 (As of Mar. 2026)


STC:MSB Vietnam Maritime Commercial Joint Stock Bank STC:MSB
66 GF Score
Price ₫15,800.00
GF Value ₫10,853.65
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Vietnam Maritime Commercial Joint Stock Bank Book Value per Share?

Vietnam Maritime Commercial Joint Stock Bank STC:MSB -1.25% 66 Book Value per Share is ₫14,095.49 as of Mar. 2026. GuruFocus rates STC:MSB with a GF Score™ of 66/100 and a GF Value™ of ₫10,853.65 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Vietnam Maritime Commercial Joint Stock Bank's book value per share for the quarter that ended in Mar. 2026 was ₫14,095.49.

During the past 12 months, Vietnam Maritime Commercial Joint Stock Bank's average Book Value Per Share Growth Rate was 15.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 18.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Vietnam Maritime Commercial Joint Stock Bank was 19.90% per year. The lowest was 16.50% per year. And the median was 18.30% per year.

Vietnam Maritime Commercial Joint Stock Bank's current price is ₫15800.00. Its book value per share for the quarter that ended in Mar. 2026 was ₫14,095.49. Hence, today's PB Ratio of Vietnam Maritime Commercial Joint Stock Bank is 1.12.

During the past 7 years, the highest P/B Ratio of Vietnam Maritime Commercial Joint Stock Bank was 1.98. The lowest was 0.75. And the median was 0.93.

Warning Sign:

Vietnam Maritime Commercial Joint Stock Bank stock PB Ratio (=1.14) is close to 3-year high of 1.22.


Vietnam Maritime Commercial Joint Stock Bank  (STC:MSB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Vietnam Maritime Commercial Joint Stock Bank Book Value per Share Related Terms


Vietnam Maritime Commercial Joint Stock Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for Vietnam Maritime Commercial Joint Stock Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Maritime Commercial Joint Stock Bank Book Value per Share Chart

Vietnam Maritime Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial 7,242.45 8,599.18 10,031.48 11,800.50 13,604.51

Vietnam Maritime Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,186.11 12,600.04 12,998.80 13,604.51 14,095.49

Vietnam Maritime Commercial Joint Stock Bank Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, Vietnam Maritime Commercial Joint Stock Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Maritime Commercial Joint Stock Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Maritime Commercial Joint Stock Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Maritime Commercial Joint Stock Bank's PB Ratio falls into.


STC:MSB
66GF Score
Vietnam Maritime Commercial Joint Stock Bank STC:MSB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Maritime Commercial Joint Stock Bank Book Value per Share Calculation

Vietnam Maritime Commercial Joint Stock Bank's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(42,446,058-0)/3,120
=13,604.51

Vietnam Maritime Commercial Joint Stock Bank's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(43,977,913-0)/3,120
=14,095.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₫14,095.49 mean?
Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) has a Book Value per Share of ₫14,095.49 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors.
Is Vietnam Maritime Commercial Joint Stock Bank's Book Value per Share too high?
Vietnam Maritime Commercial Joint Stock Bank's current Book Value per Share is ₫14,095.49. Overall, Vietnam Maritime Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Maritime Commercial Joint Stock Bank's Book Value per Share compare to competitors?
Vietnam Maritime Commercial Joint Stock Bank's Book Value per Share of ₫14,095.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. Vietnam Maritime Commercial Joint Stock Bank's current Book Value per Share is ₫14,095.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Maritime Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫10,853.65, compared to a current price of ₫15,800.00 — trading 45.6% above its estimated fair value. The current Book Value per Share is ₫14,095.49. Vietnam Maritime Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Vietnam Maritime Commercial Joint Stock Bank (STC:MSB), the current Book Value per Share is ₫14,095.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,800.00 is trading 45.6% above its estimated GF Value™ of ₫10,853.65. GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:MSB:

  • Book Value per Share: ₫14,095.49
  • GF Value™: ₫10,853.65 vs. price of ₫15,800.00 (45.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Maritime Commercial Joint Stock Bank Business Description

Address No.54A Nguyen Chi Thanh Street, Lang thuong Ward, Dong Da District, Ha Noi, VNM
Vietnam Maritime Commercial Joint Stock Bank is engaged in providing banking and related services including mobilizing and receiving short, medium and long-term deposits from organizations and individuals; making short, medium and long-term loans to organizations and individuals based on the nature and capability of the Bank's capital; conducting foreign exchange transactions; international trade finance services; discounting of commercial papers, bonds and other valuable papers; conducting payments and treasury services; performing capital contributions, share purchases, securities investments and other banking services. The company provides Savings, Retail Loan products, Insurance, Card Products, Payment services, E-Banking services, and other banking services.
66GF Score

Get the complete analysis for STC:MSB

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,800.00
Price
₫10,853.65
GF Value