Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) OCF Yield %: 67.48 (As of Jun. 27, 2026) — 278% Above Median


STC:MSB Vietnam Maritime Commercial Joint Stock Bank STC:MSB
66 GF Score
Price ₫15,900.00
GF Value ₫10,894.21
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Vietnam Maritime Commercial Joint Stock Bank OCF Yield %?

Vietnam Maritime Commercial Joint Stock Bank STC:MSB +0.95% 66 OCF Yield % is 67.48 as of Jun. 27, 2026, which is 278% above its 10-year median of 17.85. GuruFocus rates STC:MSB with a GF Score™ of 66/100 and a GF Value™ of ₫10,894.21 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Vietnam Maritime Commercial Joint Stock Bank ranks better than 90.41% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Vietnam Maritime Commercial Joint Stock Bank's Trailing 12-Month Cash Flow from Operations is ₫33,476,688 Mil, and Market Cap is ₫49,608,000 Mil. Therefore, Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % for today is 67.48%.

The historical rank and industry rank for Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % or its related term are showing as below:

STC:MSB' s OCF Yield % Range Over the Past 10 Years
Min: -32.02   Med: 17.85   Max: 104.65
Current: 67.48


During the past 7 years, the highest OCF Yield % of Vietnam Maritime Commercial Joint Stock Bank was 104.65%. The lowest was -32.02%. And the median was 17.85%.

STC:MSB's OCF Yield % is ranked better than
90.41% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs STC:MSB: 67.48

Vietnam Maritime Commercial Joint Stock Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Related Terms


Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Chart

Vietnam Maritime Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 10.06 43.20 84.56 13.70 30.22

Vietnam Maritime Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -157.40 167.54 40.81 71.56 103.25

Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Vietnam Maritime Commercial Joint Stock Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Maritime Commercial Joint Stock Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % falls into.


STC:MSB
66GF Score
Vietnam Maritime Commercial Joint Stock Bank STC:MSB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Maritime Commercial Joint Stock Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=11693308 / 38688000
=30.22%

Vietnam Maritime Commercial Joint Stock Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=9301365 * 4 / 36036000
=103.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 67.48 mean?
Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) has a OCF Yield % of 67.48 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. This is 278% above median its historical median of 17.85. According to the industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #144 out of 1502 companies in the Banks industry, placing it in the top 9.6%.
Is Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % too high?
Vietnam Maritime Commercial Joint Stock Bank's current OCF Yield % of 67.48 is 278% above median its 10-year median of 17.85. The Banks industry median OCF Yield % is 9.24. Vietnam Maritime Commercial Joint Stock Bank's value of 67.48 is 630.3% above this industry median. Based on the distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #144 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vietnam Maritime Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Maritime Commercial Joint Stock Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #144 out of 1502 companies for OCF Yield %. This places Vietnam Maritime Commercial Joint Stock Bank in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. Vietnam Maritime Commercial Joint Stock Bank's value of 67.48 is 630.3% above this benchmark. While the company's 10-year median is 17.85 vs. the industry median of 9.24, Vietnam Maritime Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Maritime Commercial Joint Stock Bank's current OCF Yield % of 67.48 is 630.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Maritime Commercial Joint Stock Bank's current OCF Yield % is 67.48, which is 278% above median its own 10-year median of 17.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Maritime Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫10,894.21, compared to a current price of ₫15,900.00 — trading 45.9% above its estimated fair value. The current OCF Yield % is 67.48, which is 278% above median its 10-year median of 17.85 and 630.3% above the Banks industry median of 9.24. Vietnam Maritime Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Vietnam Maritime Commercial Joint Stock Bank (STC:MSB), the current OCF Yield % is 67.48 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,900.00 is trading 45.9% above its estimated GF Value™ of ₫10,894.21. GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:MSB:

  • OCF Yield %: 67.48 (278% above median its 10-year median of 17.85)
  • GF Value™: ₫10,894.21 vs. price of ₫15,900.00 (45.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 630.3% above the Banks median (#144 of 1502)

No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Maritime Commercial Joint Stock Bank Business Description

Address No.54A Nguyen Chi Thanh Street, Lang thuong Ward, Dong Da District, Ha Noi, VNM
Vietnam Maritime Commercial Joint Stock Bank is engaged in providing banking and related services including mobilizing and receiving short, medium and long-term deposits from organizations and individuals; making short, medium and long-term loans to organizations and individuals based on the nature and capability of the Bank's capital; conducting foreign exchange transactions; international trade finance services; discounting of commercial papers, bonds and other valuable papers; conducting payments and treasury services; performing capital contributions, share purchases, securities investments and other banking services. The company provides Savings, Retail Loan products, Insurance, Card Products, Payment services, E-Banking services, and other banking services.
66GF Score

Get the complete analysis for STC:MSB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,900.00
Price
₫10,894.21
GF Value