* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Maritime Commercial Joint Stock Bank FCF Margin % Chart
Vietnam Maritime Commercial Joint Stock Bank Annual Data
For the Banks - Regional subindustry, Vietnam Maritime Commercial Joint Stock Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Maritime Commercial Joint Stock Bank FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) has a FCF Margin % of 252.51% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. This is 290% above median its historical median of 64.78. According to the industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #77 out of 1505 companies in the Banks industry, placing it in the top 5.1%.
Is Vietnam Maritime Commercial Joint Stock Bank's FCF Margin % too high?
Vietnam Maritime Commercial Joint Stock Bank's current FCF Margin % of 252.51% is 290% above median its 10-year median of 64.78. The Banks industry median FCF Margin % is 26.55. Vietnam Maritime Commercial Joint Stock Bank's value of 252.51% is 851.1% above this industry median. Based on the distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #77 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vietnam Maritime Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Maritime Commercial Joint Stock Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #77 out of 1505 companies for FCF Margin %. This places Vietnam Maritime Commercial Joint Stock Bank in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Vietnam Maritime Commercial Joint Stock Bank's value of 252.51% is 851.1% above this benchmark. While the company's 10-year median is 64.78 vs. the industry median of 26.55, Vietnam Maritime Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Maritime Commercial Joint Stock Bank's current FCF Margin % of 252.51% is 851.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Maritime Commercial Joint Stock Bank's current FCF Margin % is 252.51%, which is 290% above median its own 10-year median of 64.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Maritime Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫10,894.21, compared to a current price of ₫15,900.00 — trading 45.9% above its estimated fair value. The current FCF Margin % is 252.51%, which is 290% above median its 10-year median of 64.78 and 851.1% above the Banks industry median of 26.55. Vietnam Maritime Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Vietnam Maritime Commercial Joint Stock Bank (STC:MSB), the current FCF Margin % is 252.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫15,900.00 is trading 45.9% above its estimated GF Value™ of ₫10,894.21.
GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.
Key valuation signals for STC:MSB:
FCF Margin %: 252.51% (290% above median its 10-year median of 64.78)
GF Value™: ₫10,894.21 vs. price of ₫15,900.00 (45.9% above fair value)
Industry Position: 851.1% above the Banks median (#77 of 1505)
No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Maritime Commercial Joint Stock Bank Business Description
Vietnam Maritime Commercial Joint Stock Bank is engaged in providing banking and related services including mobilizing and receiving short, medium and long-term deposits from organizations and individuals; making short, medium and long-term loans to organizations and individuals based on the nature and capability of the Bank's capital; conducting foreign exchange transactions; international trade finance services; discounting of commercial papers, bonds and other valuable papers; conducting payments and treasury services; performing capital contributions, share purchases, securities investments and other banking services. The company provides Savings, Retail Loan products, Insurance, Card Products, Payment services, E-Banking services, and other banking services.
66GF Score
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