Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Earnings per Share (Diluted): ₫1,882.67 (TTM As of Mar. 2026)

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STC:MSB Vietnam Maritime Commercial Joint Stock Bank STC:MSB
64 GF Score
Price ₫15,750.00
GF Value ₫10,998.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted)?

Vietnam Maritime Commercial Joint Stock Bank STC:MSB 64 Earnings per Share (Diluted) is ₫1,882.67 as of Mar. 2026. GuruFocus rates STC:MSB with a GF Score™ of 64/100 and a GF Value™ of ₫10,998.92 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,413 Banks companies, Vietnam Maritime Commercial Joint Stock Bank ranks better than 51.24% on this metric.

Vietnam Maritime Commercial Joint Stock Bank's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₫485.00. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,882.67.

Vietnam Maritime Commercial Joint Stock Bank's EPS (Basic) for the three months ended in Mar. 2026 was ₫485.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,882.67.

Vietnam Maritime Commercial Joint Stock Bank's EPS without NRI for the three months ended in Mar. 2026 was ₫485.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,882.67.

During the past 12 months, Vietnam Maritime Commercial Joint Stock Bank's average EPS without NRIGrowth Rate was 1.50% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 7.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 17.20% per year.

During the past 7 years, Vietnam Maritime Commercial Joint Stock Bank's highest 3-Year average EPS without NRI Growth Rate was 61.90% per year. The lowest was 7.70% per year. And the median was 19.05% per year.


Vietnam Maritime Commercial Joint Stock Bank  (STC:MSB) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted) Related Terms


Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Vietnam Maritime Commercial Joint Stock Bank's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted) Chart

Vietnam Maritime Commercial Joint Stock Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial 1,326.28 1,443.59 1,488.33 1,769.00 1,804.00

Vietnam Maritime Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 406.00 396.67 408.00 593.00 485.00

Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted) Competitor Comparison

For the Banks - Regional subindustry, Vietnam Maritime Commercial Joint Stock Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Maritime Commercial Joint Stock Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Maritime Commercial Joint Stock Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Maritime Commercial Joint Stock Bank's PE Ratio falls into.


STC:MSB
64GF Score
Vietnam Maritime Commercial Joint Stock Bank STC:MSB
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Maritime Commercial Joint Stock Bank Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Vietnam Maritime Commercial Joint Stock Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(5628520-0)/3120.000
=1,804.01

Vietnam Maritime Commercial Joint Stock Bank's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(1514222-0)/3200.000
=473.19

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1,882.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of ₫1,882.67 mean?
Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) has a Earnings per Share (Diluted) of ₫1,882.67 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #689 out of 1413 companies in the Banks industry, placing it in the top 48.8%.
Is Vietnam Maritime Commercial Joint Stock Bank's Earnings per Share (Diluted) too high?
Vietnam Maritime Commercial Joint Stock Bank's current Earnings per Share (Diluted) is ₫1,882.67. Based on the distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #689 out of 1413 companies in the Banks industry, which is above the industry midpoint. Overall, Vietnam Maritime Commercial Joint Stock Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Maritime Commercial Joint Stock Bank's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Vietnam Maritime Commercial Joint Stock Bank ranks #689 out of 1413 companies for Earnings per Share (Diluted). This puts Vietnam Maritime Commercial Joint Stock Bank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Vietnam Maritime Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Maritime Commercial Joint Stock Bank's current Earnings per Share (Diluted) is ₫1,882.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Maritime Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫10,998.92, compared to a current price of ₫15,750.00 — trading 43.2% above its estimated fair value. The current Earnings per Share (Diluted) is ₫1,882.67. Vietnam Maritime Commercial Joint Stock Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Vietnam Maritime Commercial Joint Stock Bank (STC:MSB), the current Earnings per Share (Diluted) is ₫1,882.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Maritime Commercial Joint Stock Bank (STC:MSB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Maritime Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,750.00 is trading 43.2% above its estimated GF Value™ of ₫10,998.92. GuruFocus considers Vietnam Maritime Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:MSB:

  • Earnings per Share (Diluted): ₫1,882.67
  • GF Value™: ₫10,998.92 vs. price of ₫15,750.00 (43.2% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STC:MSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Maritime Commercial Joint Stock Bank Business Description

Address No.54A Nguyen Chi Thanh Street, Lang thuong Ward, Dong Da District, Ha Noi, VNM
Vietnam Maritime Commercial Joint Stock Bank is engaged in providing banking and related services including mobilizing and receiving short, medium and long-term deposits from organizations and individuals; making short, medium and long-term loans to organizations and individuals based on the nature and capability of the Bank's capital; conducting foreign exchange transactions; international trade finance services; discounting of commercial papers, bonds and other valuable papers; conducting payments and treasury services; performing capital contributions, share purchases, securities investments and other banking services. The company provides Savings, Retail Loan products, Insurance, Card Products, Payment services, E-Banking services, and other banking services.
64GF Score

Get the complete analysis for STC:MSB

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,750.00
Price
₫10,998.92
GF Value