UmweltBank AG (XTER:UBK) Accounts Payable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:UBK UmweltBank AG XTER:UBK
46 GF Score
Price €3.76
GF Value €8.85
Valuation Possible Value Trap
! 3 Warning Signs
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What is UmweltBank AG Accounts Payable?

Accounts Payable does not apply to banks and insurance companies.

XTER:UBK
46GF Score
UmweltBank AG XTER:UBK
Accounts Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is UmweltBank AG (XTER:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be undervalued. The current stock price of €3.76 is trading 57.5% below its estimated GF Value™ of €8.85. GuruFocus considers UmweltBank AG to be Possible Value Trap.

Key valuation signals for XTER:UBK:

  • Accounts Payable:
  • GF Value™: €8.85 vs. price of €3.76 (57.5% below fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the XTER:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
46GF Score

Get the complete analysis for XTER:UBK

Accounts Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.76
Price
€8.85
GF Value