UmweltBank AG (XTER:UBK) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 08, 2026)


XTER:UBK UmweltBank AG XTER:UBK
55 GF Score
Price €3.68
GF Value €2.90
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UmweltBank AG Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

UmweltBank AG's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

XTER:UBK vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, UmweltBank AG's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UmweltBank AG Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, UmweltBank AG's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where UmweltBank AG's Margin of Safety % (DCF Dividends Based) falls into.


XTER:UBK
55GF Score
UmweltBank AG XTER:UBK
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UmweltBank AG (XTER:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.68 is trading 26.9% above its estimated GF Value™ of €2.90. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for XTER:UBK:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €2.90 vs. price of €3.68 (26.9% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the XTER:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UmweltBank AG Business Description

Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
55GF Score

Get the complete analysis for XTER:UBK

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.68
Price
€2.90
GF Value