UmweltBank AG (XTER:UBK) Altman Z-Score


XTER:UBK UmweltBank AG XTER:UBK
57 GF Score
Price €3.70
GF Value €2.71
Valuation Significantly Overvalued
! 2 Warning Signs
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What is UmweltBank AG Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

XTER:UBK
57GF Score
UmweltBank AG XTER:UBK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UmweltBank AG (XTER:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.70 is trading 36.5% above its estimated GF Value™ of €2.71. GuruFocus considers UmweltBank AG to be Significantly Overvalued.

Key valuation signals for XTER:UBK:

  • Altman Z-Score:
  • GF Value™: €2.71 vs. price of €3.70 (36.5% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the XTER:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
57GF Score

Get the complete analysis for XTER:UBK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.70
Price
€2.71
GF Value